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Pay-Day-Loan-Yes/USA Cash Express

Date: Thu, 03/22/2012 - 14:50

Submitted by kyork3
on Thu, 03/22/2012 - 14:50

Posts: 3 Credits: [Donate]

Total Replies: 15


This company has been calling me non-stop also. They actually owe me money, not the other way around! I have emailed them the demand letter several times and they will not even acknowledge me. They just tell me that since I am not providing them with acceptable payment arrangments, that they have placed my email in a "reject status".
They are threatening all kinds of "legal action". (Calling me at 6:30 in the morning which I just let go to voicemail and they leave threatening messages, they keep calling me at work)
I have read on this forum about how to handle their threats but my question is this: There are so many laws and rules that this company is always breaking, why can we not do something about them ? Why are they still in business doing this to new people everyday? Why can't we sue them for harasment and breaking the law - put them out of business ? Please tell me why they keep getting away with all this ?



You have to convince the Congress about it. They have the audacity to break the law at the drop of a hat simply because the lawmakers and regulators sit behind a desk and do nothing to enforce the very laws they make. Debates aside, you need to file a complaint with your state AG, the BBB and the FTC. That should get the ball rolling.


lrhall41

Submitted by StevenDoyle on Fri, 03/23/2012 - 00:41

( Posts: 199 | Credits: )


paydayloan yes was and is based in the bahamas.they had a mail drop address in IL,but were fined twice by the AG and as far as i know neither fines were paid.so any illinois address is not legit.the only gov't body that will do something is the FTC,and they need alot of complaints.file at www.ftc.gov and you can file online.do it as again they are the ones who will take action.


lrhall41

Submitted by paulmergel on Fri, 03/23/2012 - 07:21

( Posts: 15514 | Credits: )


Hi ~ I am to a "victim" of payday loan yes or now USA Cash Express,,,, have had a few phone calls.. and expect more now that they tried yet again to take $445 out of account yesterday. (Closed account) Sent letters numerous times through email -- no responses. I have address for USA Cash Express as 800 Ashbourne Rd., #29729, Elkins, PA does anyone know if this correct? This is from their website. Thanks to this site I know what I am facing and am ready!!!!


lrhall41

Submitted by ade on Fri, 03/23/2012 - 10:33

( Posts: 5 | Credits: )


Hi ~
Received first call from First National Services are they a collection agency or just another name for Payday Loan Yes... again offering me a settlement ... does anyone have an address for them so I can send cease and desist letter? This is after one settlement offer and then instruction to call or email "supervisor" which I did with letter and repeat of ACH revoke letters. They owe me $475. :mad: Thanks.


lrhall41

Submitted by ade on Wed, 03/28/2012 - 11:34

( Posts: 5 | Credits: )


first national is pdly's main collector and they are a complete piece of sh*t.they list their address as 1060 w.addison in chicago.of course that's wrigley field.they are a complete joke.ignore their sorry a$$e$,and file more AG complaints against pdly.


lrhall41

Submitted by paulmergel on Wed, 03/28/2012 - 12:13

( Posts: 15514 | Credits: )


Somehow these scumbags got a hold of my son's cell phone number (he is in high school) and called him in the middle of a class. Of course it went to voice mail. Left the same stupid subpeona message with him on his VM. And call this 888 number with your case number. Good grief, they won't let it go, even when I ignore them. So now they are searching for my other phone numbers? I have never published that number anywhere!!! What pieces of junk they are.


lrhall41

Submitted by agath2005 on Thu, 03/29/2012 - 16:39

( Posts: 68 | Credits: )


Omg that is so horrible, how is it even possible to get your sons cell phone number????? How many laws have been broken there? Who is actually calling you? Is it First National or an Indian scammer? Do they say who they are??? When did you close your account how long has this been going on with them? I am just speechless about them calling your sons cell phone. When you log onto your account what does it say? I saw today my status changed don't know what that means but it's scary that noone can help us!!!!!!


lrhall41

Submitted by ballplayersmom on Thu, 03/29/2012 - 19:35

( Posts: 365 | Credits: )


My son's cell phone is in my name, so I am sure they did a phone number search on me. Unbelievable. The caller claimed to be from my county court with a subpeona. Of course, there is no subpoena for me. The same crap, call this 888 number with your case # and I won't show up today. What a bunch of BS! I told my son that if he can, to pick it up and hang up immediately so they don't even get the pleasure of leaving a voice mail.

I will not log in to my account, because I know enough about how webmasters can keep track of your logins and what you did on their website. If they see any activity from me, it will most likely encourage them to continue harassing me.

I am just waiting for them to let it go. They have to eventually!!!


lrhall41

Submitted by agath2005 on Fri, 03/30/2012 - 06:32

( Posts: 68 | Credits: )


This comapny charged my account 9 times in one day leaving me
-289.00 with the bank


lrhall41

Submitted by on Sat, 06/09/2012 - 11:00

( Posts: | Credits: )




I would like to tell members and non-members Oh like what happens and then what you can do about it. I look for accred.ited loan company online a members of the OLA. online lenders aliance organization that payday lenders join and sure that each other each of the following set of guidelines that help prevent fraud customers. payday Express USA to be one of those members.I filled the app out and was contacted the next day by that company. I was told I was approved for a loan between one and $10,000. I was told it because my credit score was too low the company required a security deposit of 127 dollars as soon as that deposit was made the loan amount posted your deposit be transferred into my account within two hours. before the two hours expired I was contacted by that company and was told my credit score was too low not have to pay an additional $549 and order to proceed with the loan. at which point I did manage my money back and was told it unless I proceeded with the loan. the only other option I had was to cancel the application. I ask what that man naked too long process would stop I said what about the money I put down as a security deposit I was told that would be applied for a cancellation fee. I was contacted me the next day by their headquarters and was put in contact with your head loan officer. at which point we had a very professional an intelligent conversation instruct me that they made a mistake but yes my loan score was my credit score was too low and I need to apply another $212 I was hesitant requested a letter which I received via certified online document. the letter stated that I was qualified for a loan improve for long as long as I Met three clients of the company in the requirements were stated on the letter. I deposited the dish mobile $212 was congratulated on my loan approval in that the funds would be transferred into my account within two hours. after three hours I was contacted by the New York branch different agent and was told that they were having problems with the green dot moneypak transfer the funds for frozen in order for me to receive my phones that I would have to go to Western Union this time an open account with them for additional $272 at which point I lost my freaking mind once again and demand my money back. I also contacted loan officer that I spoke to that was supposed to be the head blown off service company and question him and he said it was in a mani moneypak issue is that because I owed back taxes. which I do not because my income is nine castle I'm 100 percent disabled Marine. at which point I contact the FBI I was instructed that there's nothing they can do unless the frogs for more than a hundred thousand dollars that I would should contact Mike a lending institutions and requested a file a suspicious activity report. change my banking account number. they suggest that I also contact the buttes Better Business Bureau file a report with them as well as of the internet provider or internet fraud. I have also contacted the OL a the online lenders Alliance and file a complaint with them against their member. this company contacted me again and wanted to know if ther I should cancel the loan application or proceed with the loan I told them I would not proceed with the loan if I had to have another penny of my money come out of my pocket. they didn't told me my application was cancelled and therefore will not have my funs returned. I am done and warm does person that I contacted the FBI. 4 hours later I received a phone call from the credit bureau saying that I was to receive a summons for defaulting on a loan that I did not receive. I returned a call to this company informing them but they did not know theyre talking about that no funds were transferred into my account and to leave me alone. 32 days later I was contacted by yet another payday Express USA personnel. saying that they were the head manager of the entire United States group and that you was the calling to resolve this issue. in-form him that was not going to spend another dime I wanted my money back or to proceed with the long without any further funds needed he said that that was not possible and that I would have some of my money return but most of it be put towards a cancellation fee and I would receive that within three to four weeks. I had been informed him of my actions over the last few days as far as the Better Business Bureau the FBI um internet provider and also inform him that I would cap be contacting the mother company in the United Kingdom on Monday. he said fine fine I told him we cannot get this resolved Delhi bebe a filing a civil suit against them for the money that they owed me and that I'd also be filing a civil suit for undo metal straws for the tune of $10,000,000. these things are yet to happen but my advice to those with had this happen to them. request a transfer the financial institutions file suspicious activity report contact these organizations and file a complaint and file a civil suit against them if you know you been ripped off for her raste and that's how you stop these people. if people do not report these things to complain does not get to the FBI and their form they don't have enough complain to do anything the mortgage people who complain to the credit union in more people at Follies reports the more likely action will be taken against these companies


lrhall41

Submitted by maytman on Sat, 04/20/2013 - 20:31

( Posts: 2 | Credits: )


I would I also like to add that these people went from saying that my credit score was too low. to saindo there was a issue with greendot money back pack transfers to saying that I owe back taxes back to saying that my credit score is too low my device to anybody do not deal with any company payday loan company that is affiliated with PDBUK Limited


lrhall41

Submitted by maytman on Sat, 04/20/2013 - 20:33

( Posts: 2 | Credits: )