logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

USA Cash Express/Pay Day Loan Yes

Date: Thu, 03/29/2012 - 05:25

Submitted by ballplayersmom
on Thu, 03/29/2012 - 05:25

Posts: 365 Credits: [Donate]

Total Replies: 3


Need some input. Loan with USA cash express paid in full over paid by close to 500. They are illegal in NJ, account is closed. Now what? I have already received that there is a problem with my checking account emails from Karen Tim's and Tim Atkins and received a phone call yesterday from someone wanting to make me a special deal. How long before it goes to a collection agency??? I have filed all complaints but unsure what to expect or do now. This is by far the worst I have ever had to deal with. Karen Tim's is vulgar and completely unprofessional and the man yesterday was nice than started screaming at me. Is their collection agency in house or do they send it out? How do I handle the next steps?


refresh me.did you send email letters stating your state laws,how much you overpaid,and requested a refund.if so ignore the calls as they just want to argue with you,and harrass.you are under no obligation to speak to them period.if it goes to collctions you can immediately file AG complaints as you are owed almost 500.00 in refundage.you owe nothing and don't have to talk to anybody about this.


lrhall41

Submitted by paulmergel on Thu, 03/29/2012 - 06:16

( Posts: 15514 | Credits: )


Yes I sent the letters stating my state laws and that I have overpaid this loan. I've never had to deal with debt collectors as all my previous pdl's were all marked PIF so I'm just unsure what to expect and when. I keep hearing about their company First National can't tell if they are the debt collector or if they are the in house collectors. So basically you are saying ignore the calls and then when the debt collector calls what do I do?


lrhall41

Submitted by ballplayersmom on Thu, 03/29/2012 - 06:38

( Posts: 365 | Credits: )


since anybody attempting collections will be a bottomfeeder.either make note of the number,and name of the place and file an AG complaint from the message,or talk to them,and get that info and inform them you are owed money,and will not pay a dime on it.then file an AG complaint.either way you file an AG complaint,but how you get their info is up to you.


lrhall41

Submitted by paulmergel on Thu, 03/29/2012 - 06:52

( Posts: 15514 | Credits: )