Four Payday Loans in CA - Collection Calls Starting
Date: Thu, 03/29/2012 - 09:09
After finding out that all of my payday loans were illegal in the state of CA. I sent out my letters letting them know that I was revoking ACH authorization and requests for over payments.
I received one letter back stating that they would accept that my loan was paid in full but would not refund my over payment since I agreed to the term as 'governed by the world wide web'. That's fine I just wanted them to stop taking my money. (Vandelier Group - Advanced $250 / Paid back $375 to date)
I am now concerned because I've started receiving debt collection phone calls. This morning I received a phone call from "Tiffany Clark" with the "Legal processing and summons division" stating that there have been three charges filed against me for check fraud on my wachovia/wells fargo bank account and that I needed to call back today to settle outside of court. This is the phone number she left: 877-353-7922 I've done a search but haven't found much information on it.
My question is at this point should I call back and ask for a debt validation letter or wait to see if the calls continue?
My bank account is on deposit only status as I have opened fraud cases on two payday loans fees that were taken out after I had stop payments placed. The following is a recap of loans that I had/"have" out:
Pay Day One - Advanced $750 / Paid back $881.25 to date
500 Fast Cash - Advanced $550 / Paid back $860 to date
247 Green Street - Advanced $620 / Paid back $743.88 to date (this loan I've done a couple times to cover my other loans) I've borrowed $3020 total and paid back $3664 since 12/22/11
It wouldn't let me edit my post for some reason, but I just rece
It wouldn't let me edit my post for some reason, but I just received this e-mail not 5 minutes after my post:
From 500FastCash:
A private and totally secure website for making an offer on this account for less than you owe.
The convenience of making your payment(s) online.
The flexibility to schedule a payment today and not pay anything for up to 14 days.
Don't delay:
Grab your debit card and click on this link to log on to the website https://recovery.500fastcash.com.
Enter your account number and last 4 digits of your social security number.
Through a few simple steps you can verify your account information, and tell us what and when you can pay to settle this account.
When your offer is accepted, and you make the required payment(s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.
okay here
here is the skinny,and what you owe.
payday one is legl so yopu do owe in accordance with the contract.
both of the others are illegal and you overpaid them.so the email from 500fastcash is a joke,and insult as they owe you.not the other way around.
The Vandelier Group
Were you able to resolve anything with them? They have been ruthless. I received the same type of message regarding check fraud and even called a reference of mine to get their statement......
I only paid them the first $90 fee on a $300 loan. Now they are saying I owe them over $500, which is now owned by a collection agency :mad: