CashCall

Yeah you are required to pay them only the principal as they are illegal. Close your bank account asap. No need to pay any interest or fees. If they don???t agree to take out the principal balance, then don???t make any payments. Look at this page to know how to deal with illegal lenders:
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html

Its a well known con. Western Sky (an illegal tribal PDL) originates the loan which is then promptly handed over to CashCall. You don't have to get them to agree to anything. If they want their money back, they will have to do it on your terms. Clearly state that the next time they call.

Don't worry, they can't take any sort of legal action against you.

file complaints asap with your AG,AND THE FTC(federal trade comission)your ag will fight them on this,but the two previous posters are correct.you not only owe the 1,000.00 only,but anything debited until now gets deducted from that.there is a stickt in ohiogal's and soaplady's signatures.spaceblank i think orovided the link as well.go to it and follow it.you will free yourself from this illegal lender for good.

I am not under minding any one's knowledge on Cash Call and the laws, however I have read several posts (not on this site) that they take people to court all the time and seem to win. I would be interested hearing about people actually having them drop the original agreement and pay interest back. As far as Western Sky, the FTC has brought a complaint against them, but it does not include Cash Call as far as I know.

those posts were by people stating that.those are what we on this forum call shills,and humanoid plants.how can an originator be tribal,and the place that takes the loan be unlicensed and still win.things that make you go hmmmmmm.funny how we get none of those here.the reason is we sniff them out and shhot them down.nuff said.

They are reporting to two of the credit bureaus. Obviously, after reading the Ohio AG letter a few threads down, the authorities aren't going to do anything.

Ive sent CashCall the letter stating that the loan is illegal,. and they responded with their generic "this loan is permissible because it was originated on tribal ground" letter.

So, if I only send them the $1000, they will keep my account open and not mark it paid in full. They will then keep accruing interest and reporting me to the credit bureaus. I cannot afford to have my score drop due to a "late payment" or any other type of negative info CashCall decides to place on there.

Has ANYONE had ANY success with them? They told me they wouldn't agree to any reduction in interest until the loan has been on the books with them for six months --- at which point they would have destroyed my credit ratings.

dispute the entries to the CRA'S reporting it.make it known that this is an illegal loan originated by western sky.also let them know you filed AG complaints.that is what you do.dispute,dispute,dispute it to the CRA'S.

This forum has given me hope. But I am still looking for someone to post that they managed to beat westernsky/cashcall and have it marked as PIF with no derogs or removed altogether from their Credit Reports. That is really what puts this in a totally different level, the credit reporting aspect.

Who has has beat them at this and how did they do it?