How Long?

If u gave them 48 hours to respond then wait the 48 hours and resend. That's what I did. After the third time....I stopped contacting them and sent my complaints to BBB and AG.

I get the feeling that you are dealing with illegal PDLs here. There is no time limit on contacting them. If you don't hear from them in a week, send them another letter. Rinse and repeat till you get desired results. It could actually take months.

There is no real point in filing complaints with the BBB. Instead, you should file complaints with the FTC as well as the AG.

Yes all illegal PDL... Ok will send out my second round of demand letters today. Thanks for all the information on this forum it is so helpful and empowering!

I'm confused. You said you sent out cease and desist letters but then you said you're waiting to hear from them. If you sent them a C&D and they comply, you shouldn't ever hear from them again.

Did you mean you sent revocation letters?

Sorry Revocation letters... Thanks for clearing that up for me.:oops:

It varies from lender to lender. Some you'll hear from soon, some you'll never hear from again, some you'll hear from as soon as they realize they can't get at your money and some, will pose as collection agencies and/or process servers and call threatening to have you arrested.