payday consolidation

Date: Wed, 05/09/2012 - 06:01

Submitted by leggypi
on Wed, 05/09/2012 - 06:01

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Total Replies: 4

I have a lot ot payday loans, and I live in Florida. These loans are all internet based loans. I am still current with my payment but I know on the next payday I won't be able to make the payments. Is it advisable to contact the lenders directly or do a payday loan consolidation? The amount of my loan is $8,000.

I am desperate to see what route I should take? Please advise.

Are your loans even legal? List them out, with amount borrowed

Are your loans even legal? List them out, with amount borrowed and how much you have paid.

lrhall41

Submitted by SOAPLADY on Wed, 05/09/2012 - 06:05

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loan amounts

Here are my lenders and loan amount.

Eastside Lenders -$800 paid $50.00 + plus additional $605.00 in finance charges + paydowns

Bluehole financial - $ 400.00 paid $322.00 in finance charges+ paydowns.

Lakota Cash - $500.00 - paid $911.00 in finance charges+paydowns.

GCN/Income Sciences - $880.00 - paid $620.00 in finance charge for the 1st loan. This is one of those that you can reborrow if you have availability. Then I borrowed $140.00 additional. Paid $1060.00 in finance charges plus pay downs. Then added additional $300.00 paid $411 in finance charges.

Bayside Cash - $600.00 - paid $460.00 in finance charges + paydown.

CNB/Anazasi - $300.00 - paid $90.00 in finance charges

VIN Capital LLC - $300.00 paid $270.00 in finance charges

Archer Direct - $450.00 paid $405.00 in finance charges

dma Financial/VIP cash - $600.00 paid $564.21 in finance charges. The payment of 188.07 is based on a 12 month installment.

Discount Advances - $450.00 - paid $322.13 in finance charges + paydown

Bottom dollar - $300.00 - paid $180.00 in finance charges

Mountain Top Lake Services - $300.00 paid $180.00 in finance charges

JD Marketing - $300.00 paid $180.00 in finance charges

Sigma Solutions - $200 - piad $89.00 in finance charges.

Thanks.:(

lrhall41

Submitted by leggypi on Wed, 05/09/2012 - 06:31

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Many of your loans are illegal. What state do you live in? I w

Many of your loans are illegal. What state do you live in?

I will go thru all your loans but in the meantime read the link in my signature line on how to deal with illegal lenders. You have some work ahead of you writing letters and visiting your bank to close your account.

lrhall41

Submitted by SOAPLADY on Wed, 05/09/2012 - 07:04

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Eastside Lenders -$800 paid $50.00 + plus additional $605.00 in

Eastside Lenders -$800 paid $50.00 + plus additional $605.00 in finance charges + paydowns ILLEGAL

Bluehole financial - $ 400.00 paid $322.00 in finance charges+ paydowns.

Lakota Cash - $500.00 - paid $911.00 in finance charges+paydowns.
TRIBAL...ILLEGAL

GCN/Income Sciences - $880.00 - paid $620.00 in finance charge for the 1st loan. This is one of those that you can reborrow if you have availability. Then I borrowed $140.00 additional. Paid $1060.00 in finance charges plus pay downs. Then added additional $300.00 paid $411 in finance charges.

Bayside Cash - $600.00 - paid $460.00 in finance charges + paydown.
ILLEGAL...OFFSHORE COSTA RICA

AnazasiCNB/ - $300.00 - paid $90.00 in finance charges

VIN Capital LLC - $300.00 paid $270.00 in finance charges
cannot find

Archer Direct - $450.00 paid $405.00 in finance charges
no location on website

dma Financial/VIP cash - $600.00 paid $564.21 in finance charges. The payment of 188.07 is based on a 12 month installment.
Website?

Discount Advances - $450.00 - paid $322.13 in finance charges + paydown
ILLEGAL...OFFSHORE

Bottom dollar - $300.00 - paid $180.00 in finance charges
ILLEGAL...OFFSHORE

Mountain Top Lake Services - $300.00 paid $180.00 in finance charges
CANT FIND...DO YOU HAVE WEBSITE?

JD Marketing - $300.00 paid $180.00 in finance charges
PRETTY SURE ILLEGAL

Sigma Solutions - $200 - piad $89.00 in finance charges.
website??

lrhall41

Submitted by SOAPLADY on Wed, 05/09/2012 - 07:33

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