my first PIF letter.....
Date: Mon, 05/14/2012 - 12:20
I received my first paid in full letter today. I was pretty excited when I opened my email. I would have never got off this merry-go-round without this forum.
Do I push my luck and continue to ask for a refund? I over paid this loan by $600. This is what the letter stated...
Dear Danielle:
I am writing on behalf of Cash Yes in response to your recent email. Cash Yes strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your most recent experience. We have noted your request for no further communication by telephone.
Please be advised, however, that your loan was made pursuant to Cash Yess license in its home country of Belize under the International Financial Services Commission Act of Belize, Chapter 272. Cash Yess contracts, including the loan agreement you signed, clearly designate Belize law as governing its transactions and provide all disclosures required by Belize and U.S. federal law. Cash Yes has no physical presence in the State of New York,and does not solicit New York consumers via mail, telephone, or email; therefore, we are not subject to its regulatory jurisdiction. In order to obtain a loan from Cash Yes, a New York consumer must log on to the internet and access Cash Yes website, just as you did. You received documents in conjunction with your loan fully describing how the finance fees are applied and your repayment options, and you agreed to these terms, including the applicability of Belize (not New York) law to the transaction, with electronic signatures in multiple places. Should you require another copy of your documents, or if you need clarification on points referenced in the documents, please contact us. A careful review of those documents should resolve your concerns regarding the terms applicable to your loan.
Notwithstanding the foregoing, we have agreed to settle the balance owed and have marked your account closed and paid in full as of May 14, 2012. Cash Yes is taking this action without legal obligation to do so because of our ongoing commitment to customer satisfaction and for no other reason. We hope that this action on our part will resolve your concerns.
Do I push my luck and continue to ask for a refund? I over paid this loan by $600. This is what the letter stated...
Dear Danielle:
I am writing on behalf of Cash Yes in response to your recent email. Cash Yes strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your most recent experience. We have noted your request for no further communication by telephone.
Please be advised, however, that your loan was made pursuant to Cash Yess license in its home country of Belize under the International Financial Services Commission Act of Belize, Chapter 272. Cash Yess contracts, including the loan agreement you signed, clearly designate Belize law as governing its transactions and provide all disclosures required by Belize and U.S. federal law. Cash Yes has no physical presence in the State of New York,and does not solicit New York consumers via mail, telephone, or email; therefore, we are not subject to its regulatory jurisdiction. In order to obtain a loan from Cash Yes, a New York consumer must log on to the internet and access Cash Yes website, just as you did. You received documents in conjunction with your loan fully describing how the finance fees are applied and your repayment options, and you agreed to these terms, including the applicability of Belize (not New York) law to the transaction, with electronic signatures in multiple places. Should you require another copy of your documents, or if you need clarification on points referenced in the documents, please contact us. A careful review of those documents should resolve your concerns regarding the terms applicable to your loan.
Notwithstanding the foregoing, we have agreed to settle the balance owed and have marked your account closed and paid in full as of May 14, 2012. Cash Yes is taking this action without legal obligation to do so because of our ongoing commitment to customer satisfaction and for no other reason. We hope that this action on our part will resolve your concerns.
YIPPEE!!! Hey ask for the refund you have the PIF even if they
YIPPEE!!! Hey ask for the refund you have the PIF even if they say no at least you tried!
Bother the heck out of them and send them a letter each week ask
Bother the heck out of them and send them a letter each week asking for a refund till the time they shut down the company, you get bored or they actually send you the refund. Have you filed complained with the FTC and the AG?
only one so far...
so cashyes is still the only PIF letter I have rec'd so far. i have filed compliants with the FTC and just resent a version of the letters.