CA Hasn't Validated Debt After 30 Days. Next Step?
Date: Thu, 05/17/2012 - 22:07
There is nothing in the FDCPA that requires them to validate in
There is nothing in the FDCPA that requires them to validate in 30 days and you cannot set a time limit. The law states they cannot collection activities until they validate.
Your tradeline doesnt necessarily get removed...just marked as disputed.
sorry
unless you live in TX there is no timeframe to validate.however they can't attempt further collection activity without validating.i do have one question though.you mention a CR entry.was this on there before,or after you sent the letter?if after then you dispute it.if before it still will show,but it show as disputed.again unless you are in TX there is no timetable to validate a debt,but there can be no further collection activity.
Dang it, I was getting confused with the FCRA. Who's bright idea
Dang it, I was getting confused with the FCRA. Who's bright idea was it to name two bills "Fair...Acts"?
Secondary question, then...what constitutes "proof?" I got a response originally from them and all they included was an invoice I'd never seen along with my lease, which mentions nothing about having to pay for the items they alleged I owed. In addition, the math on the invoice was wrong (probably by the apartment management company). To me, none of that is proof. Wouldn't proof need to be something I signed stating I agreed to pay for re-painting and such things?
May I ask, what are the items they claim you owe for? If you ha
May I ask, what are the items they claim you owe for? If you have nothing in the fine print of the lease that states that you are liable for them, then you may have the ammo you will need. Please get back to me on this, thanks.