law suit with Discover Card
Date: Tue, 06/05/2012 - 17:12
to make a long story short. I was unable to pay and closed my account. then managed to pay 4 more payments that month and the next in January of 2009. There was a charge off a year later and now I am being sued. Through Credit Solutions 3 offers were made to settle with them(Zwicker and Assoc.) Discover's in house collection lawyers. I answered the summons and the case management statement. The Senior Legal Center in CA asked twice for a settlement Conference with no answer. Do you have any suggestions at this point? Bankruptcy is out of the question. I am just starting to do better financially since 2008. Should I bypass the lawyers and contact Discover with a settlement again? Is it too late to do anything. Can they take my social security and SSI? it is only$ 300.00 . I can't get a job because of the negative credit report. Thank you:(
No, you cannot bypass the law office and work settle with Discov
No, you cannot bypass the law office and work settle with Discover. Discover has authorized the lawsuit and have obviously chosen not to settle. Even the judge cannot force them to settle.
Your SSI cannot be garnished. It is exempt.
Half this country has bad credit ...you can get a job with bad credit. Maybe not as a stock broker or CPA...but you can find work.
Discover is a real hard nut to crack. Most of the time they reso
Discover is a real hard nut to crack. Most of the time they resort to filing law suits against debtors at the drop of a hat. Did you try negotiating with them by yourself before you contacted your attorney?
