Payday loans please help
Date: Wed, 06/06/2012 - 12:28
I live in CA. Could you please gime advise/help me with the following?
Payday loans:
Vandelier group llc: owe $390 (300 principal +90 fee) paid 180- not licensed in CA, fee above legal amount
great rock financial: owe $650 (500+150) paid 300 - not licensed in CA, principal and fee above legal limit
loan shop online: owe $1040 (800+240) paid 480 - not licensed, principal & fee above legal limit
first american capital resources llc / splash cash advance: owe $650 (500+150) paid 300 - not licensed, principal & fee above legal limit
speedy cash: $300 (255+45) - licensed in CA, amounts respect legal limits
check n go: $300 (255+45) - licensed in CA, amounts respect legal limits
Personal loan:
cashcall: owe $2525 - licensed in CA
Thx!
Follow the link in my signature line on how to deal with your il
Follow the link in my signature line on how to deal with your illegal loans.
The above mentioned lenders are illegal. You are accountable onl
The above mentioned lenders are illegal. You are accountable only for the borrowed amount. You need not to pay them any interest or fees. Close your bank account immediately and open a new one.
good news!
first of all thanks a lot for all your great advice!
second: thanks to CA Attorney General Office!! Here's the reply from one of my illegal internet payday lenders, they forwarded to me:
"a notice of a complaint filed by ... has been received by Loan Shop Online. This file has been closed; there is no need for an additional payment of $95 to be mailed." :-)
Whereas Great Rock Financial sent me this:
"It seems like you have hit a snag. You are giving the impression that you do not want to handle your delinquent account.
What can be done to help get you back in good standing?
Our patience is almost gone. You have dragged this process out for way too long. It is time for us to arrange a payment plan you can stick to until your overdue balance is resolved.
Call 1-888-245-1407 now so we can start putting this matter behind you.
Sincerely,
Account Resolution Team
Great Rock Financial "...
Them, and First American Capital Resources (another tribal) won't let go!
You send this to them "It seems like you have hit a snag. You ar
You send this to them
"It seems like you have hit a snag. You are giving the impression that you are licenced payday loan when in fact you are not.
My patience is gone. You have dragged this process out for way too long. I am no longer an uneducated consumer and I know my rights as well as you do. I am not a member of your tribe and I most certainly do not live on your reservation. The laws of my state and ONLY my state apply. Bottom line...do not loan outside your reservation.