help please about a caller

I think they are scammer. Don???t share any personal information with them. File a complaint against them to the SAG or FTC.

this is a scam,and probably not in this country.first file a police report as the idiot broke the law with the threats.then use any info like a phone number to report them to the FTC.then when the scuzzball calls again hang up without a word.he is nothing but a turd trying to extort money with outlandish illegal threats,and again most likely in another country so report and ignore.

Are you talking about ACE Cash Express?? The lender is legal but the collection methods are not.

the OP stated they never had a loan with ACE of any kind.i still think the OP applied for a pdl and this scam got their info that way.the scam uses legit names,or part names of legit lenders.again guessing this is an out of the country piece of garbage.besides ACE CASH EXPRESS handles their own collections,and has been known to sue to get their money so i don't think it's them.

I am reading that he does have a loan...why else would he ask is ace legal??

i can't do the quote thing(not on this comp)but there is a part where they ask.why should i pay for something i didn't borrow,and don't have.it seems the OP is posting in circles,or is confused.i think we do agree that whoever called needs to be reported,not paid.

What if scammers have all my identity information for instance my SS#, home address, work address, work phone #, bank acct/routing#...how can i prevent them use my identity? What should i do?

once you apply online for a pdl a slew of illegal lenders,and bottomfeeding scams have that info.i would watch your CR,and bank accounts closely,but just know that by going online for a pdl you leave yourself open to scams like this,and make n mistake.this is a total scam calling you.

this is definately a scam, i have been getting the same calls. they must have gotten information of of the internet if you have visited any websites or bought anything. They told me they would be arresting me also, its def BS. I have no outstanding loans or debt. i told them i know they are scammers and they told me i was right. but even though they know i am on to them and there is no way they will get any money or information from me they keep calling. they laugh and joke around after they realize i know it is a scam. i am having their number blocked by my cell phone company.dont give them any information or money

[COLOR="Red"][Watch your language please] ~OG[/COLOR]

I received a message on my phone at work today from this phone number telling me to call them immediately. Of course, I did a search on this number and found it to be a possible SCAM. I called the number when I got home and they said I owed $356.39. When I asked for a loan number, they provided one. Mike answered the phone and said I would need to speak with his supervisor, Philip. I spoke with Philip and he said they would be picking me up tomorrow. I told him that I worked for a law firm and that you don't collect a debt by arrest, that you have to have a warrant-in-debt issued and they needed to provide proof of the debt. I told him to mail to me a copy of any loan documents I signed proving that I owed such a debt. He hung up on me. I called back and spoke with Mike again. Mike told me that my papers would be delivered to my door tomorrow and that I should get an attorney by tomorrow. He hung up. I called him back again and told him (he says he's a paralegal) how the process works in VA courts. He asked if he could call me back in 20 minutes once he got his information together. I did call me back and this time he was whispering. He told me that I was very smart and that both of us were wasting our time. I told him of my research and that I knew this was a SCAM. He admitted that it was. He (Mike Carter) was a foreigner and I asked him if he was born in the US. He said no, he is an immigrant. I told him that this is the problem with our country today. I asked him if he had any morals about him scamming innocent people. He said he didn't care. I told him that I would be contacting the authorities and that I will not stop until I bring them down. I told him that I had his name and that it would be used. I will keep going with this because it is just wrong in all aspects. Maybe a bunch of use should file a class action claim against them and get back some of the $$$ they have probably illegally gotten from innocent people.

First off, anyone who calls someone in California and says they will be arrested for defaulting on a PDL is scamming, because this is NOT a criminal act in California. They CAN NOT ARREST YOU FOR THIS!!
If they call again, tell them that you are reporting them to the FTC and your local police dept and HANG UP!!