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Debtconsolidationcare.com - the USA consumer forum

How do I know what to do?

Date: Tue, 06/12/2012 - 11:37

Submitted by anonymous
on Tue, 06/12/2012 - 11:37

Posts: 202330 Credits: [Donate]

Total Replies: 5


I have outstanding payday loans from the following companies:

Western Sky
Payday Wiz
First Bank of Delaware

Western Sky has not attempted to contact me regarding the debt.

However, a company called Liberty calls me to collect for First Bank of Delaware. They are only trying to collect the original amount of loan. I can't find anything about this collection agency online and they also refuse to give me a validation letter. I have only paid one payment to them of $144.00 and canceled the card the payment arrangement was on. What am I responsible to pay to this loan and how do I know Liberty is legit?

A company called Unified PS Group is contacting me regarding Payday Wiz loan. My original loan was sold for $640 to a collection agency however Unified PS Group is trying to collect $1,226.00. They said that it is interest from the collection agencies after payday wiz. They did send me a validation letter very willingly. What am I responsible to pay to this loan?


I read through your instructions but it sounds like they are for the original lender. It has been over 2 years since I got the loans and am now dealing with collection agencies. Do I send them the same letters?


Is there anything I can do to get Cash Call off of my credit report?


lrhall41

Submitted by on Tue, 06/12/2012 - 12:31

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