payday loan help

Both 27/7 Green Street (offshore lender) and Red Stone Financial (tribal lender) are illegal. You only owe these guys the principal amount that you had borrowed. I'm not sure which state you live in simply because I know of no state abbreviated as NFL. So I can't really tell you how hard the AG will bear down on these guys in case you filed a complaint (which you should do anyways). Tell both these lenders that if they want their money, they better start working with you and you won't be paying a dime more than the principal. If they refuse to play ball, you don't show up to play at all 8-) File a complaint against them with the FTC as well.

hrat rock financial - I really haven't heard of such a thing. I assumed red rock so I maybe partly wrong in my assumption that one of the lenders is an illegal tribal entity.

If your lenders are not licensed in your state, then you are bound to pay only the borrowed amount. Don???t pay them any extra dime other than the principal. You have done the right thing by closing down your bank account. Illegal lenders can???t take any legal action against you.