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Payday Loan Help

Date: Mon, 07/02/2012 - 22:37

Submitted by suzlove
on Mon, 07/02/2012 - 22:37

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Total Replies: 3


Any advice help would be appreciated.

I live in Missouri.

This is what I currently have out:

In store Loan Machine $3500, paid $1028.60 owe @ $4000

Payday One $1000, paid $103.94 owe @ $963.86

Payday One $500, paid $163.42 owe $476.81

Mobile Loans $500, paid $333, owe @ $400 (currently locked out of account)

Checkcity $500, paid $97.25, owe $543.64

I am willing to close my account but I want to explore other options first as I have had my account for a long time. I will be able to pay most of these off next month, but I am behind on important bills while paying fees and interest on these.

Thanks for any help you can offer!


Payday One - Licensed and registered in Missouri

Loan Machine - Legal and licnsed

Mobile Loans/Mobiloan - Illegal tribal lender

Check City - CSO so PDL laws don't apply to them.

Except for Mobiloan, you need to pay off all of them along with interest and other charges.

As for dealing with Mobiloan, read this: http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html


lrhall41

Submitted by NathanielCopeland on Mon, 07/02/2012 - 23:50

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I appreciate your response as well as the need to have to pay these loans. What are my chances of getting them to stop the automatic withdrawals for a month? Can I revoke the ACH even though they are legal? I can't close my account because I can't get my employer to stop my direct deposit in time, but I have to pay my car note to avoid repo. Any suggestions?


lrhall41

Submitted by suzlove on Thu, 07/05/2012 - 20:11

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