payday loan viscious circle
Date: Fri, 07/06/2012 - 09:44
I currently have several payday loans.
my husband was laid off for over 11 months and i was goign to school well he had a house to apy for and we got behind. I qui school went back to work i was making good money so i asked for a modifiaction and they did it but 2500.00 monthly mid u i live in Iowa. and had 3 teenage kids. My goal was to save my house so i was able to do for a while but then after a few months it became hell. then i was getting pd loans and thats when it all started. now i owe pd loans and friends.. i want out not sure how. i have been reading some of the comments and i have already contacted my bank. i just want to be back to normal. i don't even have extra cash to buy groceries. omg what did i get my self in to.. thank you everyone for you comments. at least i know i am not the only one. I am going to follow ur advice and close my account and try to make payment arragements. someof the online ones are confussing sometimes i don't even know how to get ahold of them and one i never even sign eanything i was just looking then they deposited the money .. not fair cuz then it was in there and i was minus and couldn't return it..
i want to see the light at the end of the tunnel.. how do i get rid of the online ones that are so expensive they charged weekly amount for weeks and weeks and it is actually more than i borrowed..
i have loans at
advance america
check n go
online
hydrodraf
and my husband has one as well.
:confused:
my husband was laid off for over 11 months and i was goign to school well he had a house to apy for and we got behind. I qui school went back to work i was making good money so i asked for a modifiaction and they did it but 2500.00 monthly mid u i live in Iowa. and had 3 teenage kids. My goal was to save my house so i was able to do for a while but then after a few months it became hell. then i was getting pd loans and thats when it all started. now i owe pd loans and friends.. i want out not sure how. i have been reading some of the comments and i have already contacted my bank. i just want to be back to normal. i don't even have extra cash to buy groceries. omg what did i get my self in to.. thank you everyone for you comments. at least i know i am not the only one. I am going to follow ur advice and close my account and try to make payment arragements. someof the online ones are confussing sometimes i don't even know how to get ahold of them and one i never even sign eanything i was just looking then they deposited the money .. not fair cuz then it was in there and i was minus and couldn't return it..
i want to see the light at the end of the tunnel.. how do i get rid of the online ones that are so expensive they charged weekly amount for weeks and weeks and it is actually more than i borrowed..
i have loans at
advance america
check n go
online
hydrodraf
and my husband has one as well.
:confused:
Advance America - Legal lender. You have to repay principal plus
Advance America - Legal lender. You have to repay principal plus interest. Have you asked them for an extended period repayment option. They might give you one.
ChecknGo - Legal CSO. Ask them for an extended period repayment plan.
I could not find any information against the online lender's name that you posted. Please recheck and post the proper name of the lender.
Who did your husband borrow from? What is the name of the lender?