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Midland Funding: What do I do now?

Date: Wed, 07/11/2012 - 14:31

Submitted by bepowerful
on Wed, 07/11/2012 - 14:31

Posts: 4 Credits: [Donate]

Total Replies: 3


I want to start by thanking everyone on this site for there help. I have been combing through forums for months now, as I look to get my financial house in order. You have helped me get out of payday hell, and also helped me deal with MIdland Funding.

Mine is the basic Midland Funding story.... Default judgement against me, shady process service, wage garnishment etc.

I filed my order to vacate, and they didn't even show up, so I won by default, and have a new court date. I also sent a motion to MIdland to show documents so I can have them at least attempt to validate this debt.

Since the motion to vacate, they have sent me a letter asking me to call them to "talk about the debt". They have also sent me 2 checks they claim are court ordered restitution of the funds collected under the garnishment. The problem is the amounts of the 2 checks are well below what was garnished. I definitely won't deposit the checks in any of my accounts. And I won't cash them since they are for lesser amounts, seems like a trap.

But, What do I do next?