Confused and scared

Oh please...you believe this crap?? Did you read anything in our payday loan forum??? You CANNOT go to jail...debts are civil, not criminal. The only law breaker here is the attorney for threatening acts he cannot possibly perform. Report him to your state AG's office, the FTC and your local police department.

first welcome.you are in good hands as i can state that this piece of garbage(i doubt he is a lawyer)broke the law hand over fist with that letter.you won't be arrested for these reasons.

1)arrowhead is part of geneva roth corp,and illegal in HI so he really can't sue you on this so he must illegaly threaten(which the arrest threat is)an illegal threat.
2)being as the loan might have been as far back as 2006/2007 it might be past SOL anyway.meaning he really can't sue as you have the SOL as your defense.

now you need to do some research on this loser as if the address is legit you need to go to www.naca.net and fond a contingency lawyer(contingency neaning you pay nothing,the moron you wrote that letter does)and sue this loser out of existence.bottomline he can't have you arrested,and since he is retarded enough to send it in a letter you sue them teach them a hard lesson,and get some $$$$ in your pocket.if you are not gonna do that then ignore the letter,and any calls as you will not be arrested for an illegal pdl.