Payday Loans - Rhode Island

Hello, everyone. I'm new to this forum. It seems like there is quite a bit of good and helpful information on here. I'm writing to ask for some advice on internet based payday loans in Rhode Island and payday lending in general, for that matter.

I currently have fourteen outstanding payday loans with various balances and at various stages of collections. I also have one $2,600 loan with Cash Call (fka Western Sky before the loan was sold). I've been able to pay off several loans and I'm in the process of paying off two with which I have arrangements. In researching things here and elsewhere, it's coming to light that several, if not all, of the loans may be illegal in RI. Some logistics: my bank account has been closed. This move was the one thing that helped the most as it allowed me to regain control of my funds. There was a 3 month or so period where my paycheck was being pulled out of my account in its entirety within hours of being deposited.

Any advice you can pass along would be much appreciated. I've paid at least the principal on most of the loans.....what are the next steps for a Rhode Islander? Do local laws apply? Is there a 'cease and desist' letter template I can use living in this state? I expect a next step for all of these loans is to retract any sort of wage attachment I may have locked into when signing the contracts.....

Here are the loans I have:

Integrity Advance
Speedycash
Payday 1
Mycashnow
USA Cash Express
Short Term Loans
Beacon
Everest
500 Fast Cash
Loan Shop Online
Alpine
Cash Central
ecash advance.com
Star Cash Processing
Bayside

While this is admittedly excessive, I'm trying my best here. The loans were originally to keep me afloat, but I got in way too deep. I just need advice to ensure I'm not being taken advantage of.

Thanks everyone.
GHR5