help in california
Date: Sat, 07/21/2012 - 19:00
Cash in a Wink
Advanced Me Today
One Click Cash
Check n Go
Cash Net USA
Moneytree
Cash in a Wink DE based...probably illegal Advanced Me Today...
Cash in a Wink DE based...probably illegal
Advanced Me Today....illegal
One Click Cash...tribal...illegal
Check n Go LEGAL
Cash Net USA LEGAL
Moneytree LEGAL
Follow the link in my signature line. Close your bank account. Pay the legal lenders with a money order.
California Payday Loan Laws
State Legal Status
Payday loan lending is considered legal in the State of California. A payday loan company is guided by the payday loan lending laws applicable in California.
Loan Specifications
- Maximun Amount of Loan - $300
- Term of Loan - Maximum 31 days
- Maximum Rate of Finance and Fees- 15% of the check
- Finance Charge for $100 loan for a 14 day period - $17.65
- APR for $100loan for a 14 day period - 459%
Debt Limits
- Maximum Number of outstanding loans permitted at a time - 1
- Permissible number of Rollovers - None (fees cannot be charged for extension)
- Cooling-off Period - None
- Repayment Plan - Voluntary (fees may not be charged in relation to payment plan)
Limits of Collection
- Collection Fees Amount - NSF fee of $15
- Criminal Action - Prohibited
File your Complaint and get Information
- Regulator - California Department of Corporations
- Address - Financial Services Division, 1515 K Street, Suite 200 Sacramento CA 95814
- Phone - (866) 275-2677
Desling pay day loan collection loans
MY LOANS WITH CASH IN A WINK AND ADVANCE ARE BEING HANDLE BY THEIR INTERNALS COLLECTIONS DEPT. IS THERE ANY WAY TO DEAL WITH THEM?
BEFORE I READ THIS FORUM I HAD SET UP PAYMENT ARRANGEMENTS WITH THEIR COLLECTIONS DEPT. I NOW KNOW THAT I HAVE OVERPAID THEM, HOW SHOULD i DEAL WITH THEM NOW?
