Jefferson Capital Used Credit Card in My Name without my permission...
Date: Sat, 07/21/2012 - 19:08
I obtained my credit report and reviewed it and discovered in the record a credit card I did not request, or use, taken out in my name by Jefferson Capital. This card had many, many, many, charges posted on it which were paid when due. This card was active from June 1999 to January 2011. I never knew about it and though I can't see that any damage was done, I want to know WHY they used this card in MY NAME and WHAT value this use had for them? They NEVER contacted me... The credit limit on the card was $1650. and the top charge made to the card was $650. with average monthly charges of $55. I want a copy of the original credit card application so I can see who specifically applied for this card. Someone forged my name to obtain the card in my name... I never approved of this request for a credit card and never granted anyone permission to use credit in my name. However, I am aware that services can be purchased by someone seeking credit repair and proper use of a card might involve this kind of financial instrument use... however, I did not hire them to do this... How can I learn who this was???:confused:
Jefferson Capital is a collection agency....not a credit card le
Jefferson Capital is a collection agency....not a credit card lender. Call them to find out what they are collecting on.
Quote:
Jefferson Capital Systems, LLC has quickly become one of the leading buyers of consumer charged-off debt. We partner with national debt buyers and credit originators to offer consumers a unique solution for resolving delinquent debt through a balance transfer program. Consumers are given the opportunity to make low monthly payments, to earn a reward Debt Reduction Credit and bonus Credit Card. |
You can actually obtain a copy of the original card agreement vi
You can actually obtain a copy of the original card agreement via means of debt validation. Send them a letter asking them to validate the debt.
That is very, very strange. If I were you I'd call the CC compan
That is very, very strange. If I were you I'd call the CC company and get to the bottom of it.
