unauthorized charges

Date: Fri, 08/03/2012 - 06:03

Submitted by anonymous
on Fri, 08/03/2012 - 06:03

Posts: 202330 Credits: [Donate]

Total Replies: 2

:confused:I have a credit card with Stage, assosiated with bealls,Goody's. Without me knowing it, I am being billed $14.99. I thought it was for cloths. I have paid aprox 3 payments to World Financial Network Bank for identify theif....I NEVER autherized ! I only found out this when I was sent a duplicate bill and call the Greenowwd,Ms store. Then I found that had billed me for someother credit card number...letter will be sent to cr. bureau. I did call the office and talked to someone and explained that I never ordered this service..He said he could not refund my money...ok so I told to cancel and do not bill me anymore...Now Stage is selling out here and I will cancel my dealings with any of these clothing stores...from the looks of the consumer complaining ....you should be investigated and shut down!!!!!!Please adivse.

I'm having trouble deciphering your post. Are you saying you

I'm having trouble deciphering your post.

Are you saying you have a card for a clothing/department store through WFNNB and you're being charged a $14.99 monthly fee that you weren't made aware of when you signed up for the card?

lrhall41

Submitted by OhioGal1 on Fri, 08/03/2012 - 06:09

( Posts: 5253 | Credits: )

That level of written expression is not going to get you very fa

That level of written expression is not going to get you very far, if you want to enlist other people's help for free, at least take some time to make it easier for them to understand your situation.

I would start by reading the Fair Credit Billing Act. This should help you understand that you need to send you disputes in writing, to the lender's dispute address as provided on their statement or account agreement. They are not required to enter any verbal dispute or investigate it. Once they accept your timely, written dispute, they should reverse the transaction. It's not discretionary, they have to reverse charges that are not authorized and that are timely disputed. If they don't, file a complaint with the CFPB. It's a government agency that won't take BS from a lender.

lrhall41

Submitted by options on Fri, 08/03/2012 - 07:27

( Posts: 64 | Credits: )