Palm Advance unathorized debits?!
Date: Fri, 08/03/2012 - 06:49
I take 1 step forward and 2 steps back.
Some company I've never even heard of, let alone never applied for withdrew $30 with a fabricated check they created and instead of my signature simply wrote "Not needed, authorized by client". Luckily it was to my new checking account that doesn't have the majority of my money deposited into it and has only been open about a month.
But the downside is that I got a $34 overdraft charge and the $30 fee so I'm now negative almost $70!!! I'm so pissed! How can a company you've never heard of let alone never recieved money from just create a check and your bank will process it?
I called the company and demanded my refund, they refused left and right saying it was a "loan processing fee" even though I demanded I never applied, they must've recieved my info from another company. He finally said the refund would be deposited in 15 days and gave me a confirmation number, but based on reviews I've read lots of people have had this happen and no one is getting their money back. Looks like I'm making a trip to the bank for YET ANOTHER checking account.
Some company I've never even heard of, let alone never applied for withdrew $30 with a fabricated check they created and instead of my signature simply wrote "Not needed, authorized by client". Luckily it was to my new checking account that doesn't have the majority of my money deposited into it and has only been open about a month.
But the downside is that I got a $34 overdraft charge and the $30 fee so I'm now negative almost $70!!! I'm so pissed! How can a company you've never heard of let alone never recieved money from just create a check and your bank will process it?
I called the company and demanded my refund, they refused left and right saying it was a "loan processing fee" even though I demanded I never applied, they must've recieved my info from another company. He finally said the refund would be deposited in 15 days and gave me a confirmation number, but based on reviews I've read lots of people have had this happen and no one is getting their money back. Looks like I'm making a trip to the bank for YET ANOTHER checking account.
Did you apply for any other loans online with your new account i
Did you apply for any other loans online with your new account information? Was your old account linked to this new account in any way?
You need to fill out a fraud report for that check. You didn't authorize it and your bank should refund those fees and any other fees that occurred due to that check.