Payday loans

Several of your loans are illegal. You have several legal loans...however the state of CA only allows one loans at a time,
For the illegal loans, follow the link in my signature line for information on how to deal with illegal loans,.


Discount Advances 1650 ILLEGAL OFFSHORE
Plain Green 900 ILLEGAL
Mobililoans 395 originally 500 ILLEGAL TRIBAL
Payday One 300 LEGAL
Check into cash 300 LEGAL
speedy cash 300 LEGAL
Cash Call 2600 LEGAL INSTALLMENT LOAN

California Payday Loan Laws

State Legal Status
Payday loan lending is considered legal in the State of California. A payday loan company is guided by the payday loan lending laws applicable in California.

Loan Specifications

• Maximun Amount of Loan - $300
  
• Term of Loan - Maximum 31 days
  
• Maximum Rate of Finance and Fees- 15% of the check
  
• Finance Charge for $100 loan for a 14 day period - $17.65
  
• APR for $100loan for a 14 day period - 459%
  

• Maximum Number of outstanding loans permitted at a time - 1
  
• Permissible number of Rollovers - None (fees cannot be charged for extension)
  
• Cooling-off Period - None
  
• Repayment Plan - Voluntary (fees may not be charged in relation to payment plan)
  

• Collection Fees Amount - NSF fee of $15
  
• Criminal Action - Prohibited
  

• Regulator - California Department of Corporations
  
• Address - Financial Services Division, 1515 K Street, Suite 200 Sacramento CA 95814
  
• Phone - (866) 275-2677
  

I currently have a loan with Discount Advances. I was searching on here as how to consolidate payday loans and found out that they are illegal in CA. So, I have had previous loans with them and I have paid over $7000.00 in fees previously. As you can guess I am really upset at this. I currently have a loan of $1650 and haven't paid anything yet. What is your advice on this matter?

By the way I sent Plain green a offer to pay only the principal balance. I will also pay the other legal lenders principal and interest. Now, with Mobiloans I actually have paid a total of $542.00 in interest this year so in reality they owe me $147.00. United Cash Loans and Ameriloans are two companies I am afraid to deal with, please help with them.
I am actually going to let Destination Debt handle Cash Call. Please advise. I have put my account on hard hold.

You need to CLOSE your bank account.

You do not make an offer to pay principal...you TELL then you will pay the principal on your own schedule, not theirs. You do not have to get their approval.

I put a hard hold on the account because I thought it was illegal to close it because that is what destination debt made me assume. Also shouldn't I make agreements with the legal lenders because that can take me to court. I have been on break and I don't want them contacting my job. Even though we can write a letter it doesn't mean that they will stop and i work at a school so I might loose my job.

Destination debt from what I have figured is a "for profit" debt company. In my opinion you need to run...fast. Look for a non profit company.

Follow exactly what we have explained ...the link in my signature line. It is NOT illegal to close an account. You need to do the ACH revocation and follow thru with giving a copy to your bank. And let the school secretary know that you were scammed.

I am scared to deal with Ameriloan, United Cash loan, and most of all CASH CALL. How do I deal with them????

Ameriloan, illegal tribal lender


United Cash loan..illegal tribal lender


CASH CALL...read or search thru the forum for other peoples experiences with Cash Call.

The other two are illegal...again follow instructions below.