Chargeoffs and Bankruptcy
Date: Tue, 08/14/2012 - 10:42
When filing for Chapter 7 bankruptcy in Fla and listing debts that have been listed as "chargeoffs", do I list the original creditor as listed on my credit report or do I have to find the CA that has the debt now?
List the the original creditor in your bankruptcy petition.
List the the original creditor in your bankruptcy petition.
List the original creditors as well as the CAs holding the debts
List the original creditors as well as the CAs holding the debts. You never know if anybody is collecting on behalf of the OC or they actually bought the debt. Talk to your bankruptcy attorney about this as well.