Payday Loan Consolidation/Payoff Help

Is the lender's name just CashNet or is it CashNetUSA. Believe me, that would make a lot of difference since CashNet is an illegal lender.

Payday Advance is not an actual lender, rather a loan matching service. They basically took your loan application and gave it to an actual lender. You will need to find out who the actual lender is. Judging from the amount, I say it is possibly an illegal lender (since the loan limit for PDLs in TX is $500)

Cash America, First Cash Advance and ChecknGo are all legal lenders in TX. Moreover, the are possibly CSOs as well (CheckNGo is one for sure). You can call these guys and ask for an extended period repayment plan. Most of them are pretty easy to work with.

You can deal with the illegal lenders yourself. Just go through this link and follow every step:
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html

As far as consolidation is concerned, you can have the legal loans consolidated along with your credit card debt although it would be a better idea to see if the credit card company is open to negotiate a settlement.

Cash net - illegal
Check n go - legal

You can contact Texas Office of Consumer Credit Commissioner to know if the other payday loan companies are legal in your state. You can consolidate your legal payday loans into a single monthly payment plan.

As far as the legal loans are concerned, you may enroll in a payday loan consolidation program to replace your multiple bills into a single monthly payment.

Who do you trust that can handle this? There are so many scammers I don't know anyone to turn to and I am beside myself trying to pay these payday loans. Please give me some examples of whom to work with please so I can turn somewhere because I have not found anyone that works with anyone ont his issue as well as works with people with not the best of credit scores.

You don't need to work with anyone. Do it yourself. Follow the step by step advice in the link below.