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Pay day help

Date: Thu, 08/16/2012 - 06:08

Submitted by jessbeatty6409
on Thu, 08/16/2012 - 06:08

Posts: 5 Credits: [Donate]

Total Replies: 12


My husband and I have 6 payday loans total. 2 with Plain Green, 2 with Great Plains, and 2 with One Click Cash ( 1 of each in each name). We live in PA and we have paid off and got the loans again just to keep our heads above water. Is there anything we can do? I have read about them being illegal, but I am a bit confused. I know we have paid them at least double the principles in interest. What is the next step?


Follow the link that Soaplady has suggested. It will give you steps to follow. Do not skip a step. Yes, you will have to close your bank account and obtain a new one. Do not give out this info to anyone. It may seem that this is a bit much but it all works out in the long run. Good luck to you:D


lrhall41

Submitted by bingonut on Thu, 08/16/2012 - 10:37

( Posts: 1428 | Credits: )


the laws exist for a reason.the"governing law"means nothing.


lrhall41

Submitted by paulmergel on Thu, 08/16/2012 - 12:35

( Posts: 15514 | Credits: )


I posted a question last week regarding a law firm that contacte me regarding a $500 PDL that I never took out. They say them bought the debt from another company and the loan was written off on 1/19/12. I got them to send me a demand letter via email and I sent them a copy of my 1/12 bank statement. Now they want me to send them my statements from 7/11 through 1/12 because they need to confirm that I did not receive a deposit from any PDL company within that time frame. That way they can determine if it can be waived and in turn contact the original PDL company to inform them that this was in accurate information. The name of the law firm is:

Simmons Smith and Associates
407 Lake Howell Rd
Maitland, FL 32751

I can not find them on the BBB website.

One of your other counselors told me after I received the demand letter to go ahead and send my statement, but now I'm not too sure about some many months worth.


lrhall41

Submitted by on Mon, 08/20/2012 - 10:26

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Ok I'm just worried about them trying to take further action.

I spoke to the rep. on Friday and I told him I thought you said it was deposited between 12/11 and 1/19/12. He said no that it was written off on 1/19/12 and that they need the additional months because they are not sure when the $500 was actually deposited, but that it took place between 7/11 and 1/12.

So, should I call him back or wait for him to call me again?

Thank you for replying.


lrhall41

Submitted by on Mon, 08/20/2012 - 10:46

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you file AG,AND FTC complaints.it is not up to you to prove you don't owe this.if they need that they have no right to attempt to collect on this.


lrhall41

Submitted by paulmergel on Mon, 08/20/2012 - 11:03

( Posts: 15514 | Credits: )


These may be silly questions but...

AG - Attorney General

FTC - ???

How do I go about filing these complaints?


lrhall41

Submitted by on Mon, 08/20/2012 - 11:06

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Thank you I will file complaints today.


lrhall41

Submitted by on Mon, 08/20/2012 - 12:09

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