Been 5 days since I sent Everest Cash Advance the email

Not heard a thing back from them :confused: Today was their big bottemfeeding to try to suck from my daughter's closed checking account :lol: Still no email from them. Do you think they just dropped it? Would be nice to get her money back but I would rather her be rid of these asshats. I've also filed a complaint with the AG and FTC.


Dear Lender,

My lawyer has brought to my attention that payday lenders must be licensed by the state of Indiana in order to offer loans to its residents. Since your company has no license in my state, the loan contract I have with you is not valid and is illegal. Although I am not legally required to do so, I am willing to repay the principal balance of this loan. To date, I received a direct deposit of $380 of the $400 I borrowed on 6/2012, and have had 4 withdrawals of $120 and 1 withdraw of $140 debited from my account. This results in an overpayment of $240 that you owe me back.

At this time I am requesting a return email acknowledging that my loan has been paid in full. Also, I would like a refund of the $240 overpayment. A refund check of $240 should be mailed to me at the address you have on file.

I am also revoking authorization for ACH withdrawals and any wage assignment I may have signed. I have given a copy of these revocations to both my bank and my employer. Any future attempts to collect funds in this manner will be blocked and reported.

Please respond to this email with acknowledgment that my account has been satisfied in full. Details of when I can expect the refund check, as discussed above, should also be included in the email.

Regards