Citi card Next Step?
Date: Mon, 08/27/2012 - 05:09
I owe citi card 3900.00. I talked to them about a program that I could afford and all they offered me was 3 payments of 336.00 each. I cant afford this. What would my next step be?
Are you behind in payments or are you current right now? If you
Are you behind in payments or are you current right now? If you're behind, how far behind are you? What's your minimum payment supposed to be? How much money could you afford to pay monthly? If you stopped paying altogether, how much money could you set aside each month to use later for a settlement?
The problem is that Citi is an extremely aggressive creditor and
The problem is that Citi is an extremely aggressive creditor and they resort to litigation at the drop of a hat.
3 payments of 336 to settle a 4k debt? I'm sorry but if I were y
3 payments of 336 to settle a 4k debt? I'm sorry but if I were you I'd be finding a way to get that money together. That's a 1k settlement on a 4k balance, i.e. 25%.