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Western Sky/Cash Call Help

Date: Fri, 08/31/2012 - 03:58

Submitted by drwtenn
on Fri, 08/31/2012 - 03:58

Posts: 6 Credits: [Donate]

Total Replies: 4


I live in Tennessee. I took a loan from Western Sky and they sold it to Cash Call. Cash Call is reporting it on my credit reports. I disputed it and Equifax sent me a response stating that Cash Call presented validation of the loan to them. I'm not sure what to do now. Help.


You need to dispute it again and provide copies of your state's laws showing that the lender is not licensed to do business in your state and that the contract is invalid. Your loan was with Western Sky, not Cash Call. Western Sky is an illegal tribal lender. They're not licensed and they're charging way above the usury cap for your loan. Be persistent.


lrhall41

Submitted by OhioGal1 on Fri, 08/31/2012 - 05:48

( Posts: 5253 | Credits: )


Unfortunately even if you call the direct line to the switchboard, they will transfer you to the automated system. You need to have a credit report number with the respective bureau in order to talk to a disputes agent. There's no way to get to one without a report # entered into the automated computer first.


lrhall41

Submitted by waffles on Fri, 08/31/2012 - 10:39

( Posts: 1697 | Credits: )