Western Sky/CashCall help
Date: Fri, 09/14/2012 - 05:07
I obtained a loan through Western Sky in March of this year. They sold it to CashCall a few hours after I signed all the documents. I can't afford to pay them their outrageous fees anymore, so I stopped them from taking ACH transactions. I am working with Payday Freedom to help pay off this loan and some other payday loans.
I have been reading some information on here about payday lenders that are not licensed by the state I live in (Minnesota) being illegal. I have contacted the MN Dept. of Commerce and every pdl that I have out except 1 is illegal. The guy I spoke with didn't really seem like he know a whole lot about pdl's and the laws and what not. He told me that tribal lenders are expempt from state laws.
I know that I have read conflicting things on this website about whether or not tribal lenders are subject to state laws. I just want to know what is true and what is not.
I took out a $1500 loan with Western Sky and I have paid them $1338. But they say that I owe them $2000.
Please help!
Thanks!
I have been reading some information on here about payday lenders that are not licensed by the state I live in (Minnesota) being illegal. I have contacted the MN Dept. of Commerce and every pdl that I have out except 1 is illegal. The guy I spoke with didn't really seem like he know a whole lot about pdl's and the laws and what not. He told me that tribal lenders are expempt from state laws.
I know that I have read conflicting things on this website about whether or not tribal lenders are subject to state laws. I just want to know what is true and what is not.
I took out a $1500 loan with Western Sky and I have paid them $1338. But they say that I owe them $2000.
Please help!
Thanks!
Western Sky is an illegal lender. You are only morally responsi
Western Sky is an illegal lender. You are only morally responsible to pay back the original amount borrowed. See that you have stopped them from taking ACH transactions and I hope this means that you have closed your bank account and obtained a new one. Please list your lenders, original amount borrowed, and amount paid back so far. Also, in the forums section, under payday loan help, there is a link on how to deal with the illegal lenders. Good luck!
