Western Sky aka Cash Call
Date: Fri, 09/14/2012 - 13:35
I did receive a collection call from someone last night and I told them I had sent this info that I had more then satistified the debt - they asked if I was refusing to pay, I told them I had satistified the debt thus couldn't refuse to not pay something I paid far more then the borrowed amount and that I contacted my Atty General. I was put on hold while she checked with her supervisor, I just hung up after 5 mins of waiting.
I'm curious what the next move they will make is and how to counter it before it occurs.
Did you just pay the principal back to them? I live in Minnesota
Did you just pay the principal back to them? I live in Minnesota too and filed complaints with both the Attorney General and the Department of Commerce with regards to them as well.
thanks for your answer/question
Yes, I have more then paid the principal back. The original loan was 2600 and I paid back 5081.12 dollars. WAY more then the principal. I didn't request a refund, just a paid in full statement.
I received a call from Cash Call today and she was telling me I was liable, they would be reporting to the 3 Credit Reporting companies. I have now sent them a ceast and desist letter today that said the following:
[INDENT]Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.
You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the State of MN Attorney General???s office. Civil and criminal claims will be pursued.
[/INDENT]
Stay strong. Send a written dispute to the bureaus for it to be
Stay strong. Send a written dispute to the bureaus for it to be deleted.