Cash Call Cease & Desist Letter Questions
Date: Tue, 09/18/2012 - 13:49
So, I sent a letter to Cash Call to Cease and Desist email after a heated call with them on 9/15, but now I wonder if this was the right thing to do.
[INDENT]Dear Debt Collector:
Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.
You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the State of MN Attorney General’s office. Civil and criminal claims will be pursued.
Sincerely,
[/INDENT]I have sent them numerous emails requesting a paid in full on the 2500 loan I took out and documented that there has been 5012.00 paid back (this is direct from them). I stated that the loan violated MN licensing laws and interest laws. I've heard NOTHING from them, not an email, not a phone call, nadda and I'm wondering if this is the end of it or will they reach out to me in writing?
I assume I can't contact them or that would open up the flood gates of them calling me again. Any suggestions, words of wisdom, prior experiences?
[INDENT]Dear Debt Collector:
Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.
You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the State of MN Attorney General’s office. Civil and criminal claims will be pursued.
Sincerely,
[/INDENT]I have sent them numerous emails requesting a paid in full on the 2500 loan I took out and documented that there has been 5012.00 paid back (this is direct from them). I stated that the loan violated MN licensing laws and interest laws. I've heard NOTHING from them, not an email, not a phone call, nadda and I'm wondering if this is the end of it or will they reach out to me in writing?
I assume I can't contact them or that would open up the flood gates of them calling me again. Any suggestions, words of wisdom, prior experiences?
Well, technically, the FDCPA doesn't apply here. CashCall is se
Well, technically, the FDCPA doesn't apply here. CashCall is servicing your Western Sky loan, I assume?
Yes, this was originally taken out with Western Sky and then sol
Yes, this was originally taken out with Western Sky and then sold to Cash Call. If this law doesn't apply - why are they abiding by it?
Quote:criminal claims will be pursued Not likely....this is tot
Quote:
criminal claims will be pursued |
Not likely....this is totally a civil matter. And as OHiogal states, the FDCPA does not apply.
The FCRA does, however and these guys are reporting illegal debt
The FCRA does, however and these guys are reporting illegal debt. Email Elissa Chavez
[email]Elissa.Chavez@cashcall.com[/email]
State that you are demanding a paid in full and request that CC either be deleted from your tradeline or be updated to PIF. Do not accept SIF.
