Payday and Installment loans
Date: Tue, 09/25/2012 - 14:18
I live in Wisconsin and have 3 payday loans and several installment loans out. I have gotten in way over my head using loans to pay off other loans and etc. Now all I have are loan payments and cannot keep up on my household bills and am not sure what to do. I have 3 loans that are due in full on Friday and my bank account is going to have an overdraft freakout.
So here is my list of loans (Ouch)
-Check City (already extended the one time limit)
Original amount : 575 paid: 172.50 in interest to extend They are taking 747.50 on Friday
-Cash Taxi Original amount of loan $290 They are taking $356.65 on Friday to pay off loan
-Cash Central Original amount 300.00 They are taking $375.00 on Friday to payoff loan
Then my Installment loans which I am making bi-weekly payments to are:
Cash Net USA Original loan amount was $1050 Have paid so far $1311.44 and Pay $163.93 Bi-weekly
Speedy Cash Original amount of $500 I am paying $80.39 Bi-weekly
Net Credit Original amount $900 I am paying $93.43 Bi-weekly
And Last
Check N Go Original loan amount $500 and am paying 97.60 Bi-weekly.
I want to be able to pay off my debt but it is getting so overwhelming I just need to know where to start.
It appears that cashtaxi and netcredit are illegal... I just tri
It appears that cashtaxi and netcredit are illegal... I just tried to apply for PDLs with a new york residency and they let me go through which means it is likely they are not licensed. Check with your state financial bureau though to verify this.
Regardless, you have bills to pay. Close your bank account so your direct deposit isn't eaten up, just get a paper check and deposit it yourself into your brand new account. Work out EPPs with the legal lenders iny our state. Follow the link in my signature to deal with the illegals.
Speedy Cash, Check n Go, Cash Central, CashNetUSA and Check City
Speedy Cash, Check n Go, Cash Central, CashNetUSA and Check City are all legal lenders and mostly CSOs.
Cash Taxi is one of the arms of Northway Financial Corporation which has its offices in Malta (and a desist and refrain against them in CA) so that I believe confirms it to be illegal.
