Communication with original (illegal) lenders
Date: Tue, 10/02/2012 - 15:33
Sample text: Please be advised, in the event you need to commun
Sample text:
Please be advised, in the event you need to communicate with me, I hereby demand that all future communication must be received in writing through the US Postal Service or email only. Per the FDCRA, 15 USC 1692c(c), I prohibit any telephone communication from your company, affiliates and successors, including but not limited to calls to my home, work, and cellular phone number. I also prohibit any and all communication with any third parties including the references I may have provided.
They are the original creditor so the FDCPA (federal statute) do
They are the original creditor so the FDCPA (federal statute) does not apply. There are certain states where they extend the FDCPA to the original creditor, but to be honest wiht you you will have to deal with the calls. It is irrelevant - they are laready breaking the law by lending to you they are not interested in obeying a cease and desist.
I am not worried about them calling me, I just ignore them and l
I am not worried about them calling me, I just ignore them and let voicemail pick up. I just don't want them harassing my friends/family or calling my job. I guess once they are with a collection agency, I will be better off in this department. Atleast I can send the C & D and have some recourse if they do not obey it!
