online payday lenders
Date: Wed, 10/03/2012 - 07:05
united cash loan
one click cash
loan shop online
loan star lending
cash net usa
canyon creek
TIOR Capital (they are no longer providing loans)
The last two lenders have sold the dept to a collections company that keeps calling my job. I really appreciate any information that you can provide. I am really ready to get them off my back and know my legal rights
*so over it* :confused:
All your lenders are illegal with the exception of Cash Net USA.
All your lenders are illegal with the exception of Cash Net USA. They are considered a CSO. You will have to set up a payment plan with them. Usually, you can pay the loan in full in 4 to 5 payments. Click Forums, then click payday loan help, then click sticky on how to deal with illegal lenders. Follow every step.
If the collectors are bothering you at work, tell them explicitl
If the collectors are bothering you at work, tell them explicitly not to call you at your place of employment. If they continue to do so, they would have broken the law and you could sue them. Other than that, you can also inform your supervisor/reception to ignore such calls and block the numbers.
Remember that the original creditor does not have to obey the FD
Remember that the original creditor does not have to obey the FDCPA unless you are in Texas or Connecticut.
With regard to those lenders, as mentioned above take care of the legal lender (cashnet) first then handle the illegals.
Follow the link in my signature for advise on how to handle illegal lender
There are a few steps which you need to take when dealing with i
There are a few steps which you need to take when dealing with illegal lenders. These are:
1. Paying only the principal amount
2. Asking for a refund if you've paid more than the principal amount
3. Revoking ACH authorization
4. Revoking voluntary wage assignment