Michigan legal payday lenders
Date: Wed, 10/03/2012 - 09:08
I have a loan with Hydra Fund for $300.00 paid 30.00
I have a loan with Ameroloan for $400.00 renewed 4 times and made a payment of 140.00 twice.
I sent an email to both hydra and westgate stating I needed a repayment plan. I did not get a reaponse from either. I did however get a phone call from NCS stating I would have a summons delivered to me at either my home or place of employment if I did not call the attorney to get this taken care of. That one was for hydra fund.
Then I got the same script in a phone call from landmark litigation for westgate.
I actually made an arrangement with hydra to make payments. Then I found this site. I sent emails revoking ACH to the original lenders. No response.
So, I called the collectors back and only NCS would give me a PO Box address. Landmark refused for security purposes. Then wished me good luck in court. I live in Michigan. Advice??
These 3 companies are illegal in your state. So, you did the rig
These 3 companies are illegal in your state. So, you did the right thing by revoking ACH. You'll only have to pay back the borrowed amount. You can pay off the principal amount via money orders or prepaid credit cards. NCS is bluffing. They are not going to sue you. These are just dirty tricks to make you pay money.
Its a bunch of crap. Just ignore them. Tell them that you are on
Its a bunch of crap. Just ignore them. Tell them that you are only going to pay them the remainder of the principal and not a cent more. Pay them only via money order or prepaid debit card.
Thanks for the info
Thanks guys! I did more research thru here and requested a refund from Ameriloan. We'll see how that goes. This is the best site ever. I have learned so much and will spread the word!:p
Ameriloan Reply
This is the response from Ameriloan. Do Indian tribes have different laws? I didn't see them as being licensed in Michigan? If it wasn't the weekend I'd call the State and find out. Anyone know??
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Thank you for your correspondence regarding your account. We are disappointed that you are no longer satisfied with your loan. However, the loan agreement you entered into with Ameriloan was and is a valid agreement, which is governed by the laws of the Miami Tribe of Oklahoma,a federally recognized Indian tribe.
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[FONT=Arial]In addition, it has come to our attention that the form you are using for your correspondence originated from a forum on the website [URL="http://www.debtconsolidationcare.com/"]http://www.debtconsolidationcare.com/[/URL]. Regrettably, posters on these types of forums tend to traffic in misinformation and mistruths. Often, forums of this nature advance the incorrect theory that form complaints and letters will absolve customers of the obligations set forth in the valid loan agreement entered into between the customer and Ameriloan.[/FONT]
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Notwithstanding, Ameriloan takes pride in its customer relations and has reviewed your account to ensure that all debits and payments were in accordance with your loan agreement. Upon review, your transaction history shows that all debits and payments on your account were correct. As such, Ameriloan will not be issuing a refund on your account.
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Should you have any further questions concerning your account p[FONT=Arial]lease call our Compliance Department at [URL="tel:1-800-394-0089"]1-800-394-0089[/URL] Monday???Friday 8:00AM-3:00PM CST, or email the Compliance Department at [EMAIL="compliancedepartment@ameriloan.com"]compliancedepartment@ameriloan.com[/EMAIL].[/FONT]
Typical BS response. Any loan originated on an indian reservatio
Typical BS response. Any loan originated on an indian reservation is illegal. Write back and tell them to drop dead.
