Don't Know of We can be helped!!!!

Date: Tue, 02/21/2006 - 19:49

Submitted by anonymous
on Tue, 02/21/2006 - 19:49

Posts: 202330 Credits: [Donate]

Total Replies: 2

My husband and i are about to lose it... We have only been married two years and we cannot afford to pay our bills due to a job change that resulted in a loss in pay for me... We have two vehicle payments one for 300 and one for 360 and a house payment of 400.. for most that doesn't we also have two other loans that total around 250 together. We don't have credit cards, but wondered if there was any help for us. We have been trying to sell one vehicle and some other things, but not many bites yet... We need help, or what was pretty good credit will be horrible due to payments being two or more months late, will not exist anymore, and they will take everything we have!!!

Thanks!!!

Mrs_LFD410Welcome to the forums! Rest assured that you're n

Mrs_LFD410

Welcome to the forums! Rest assured that you're not alone in this situation. Many newly wed couples start feeling overwhelmed in bills.

It appears that you're not too deep in debt, and perhaps debt consolidation isn't the right option for you. However, you do need to consider all paths, and make the right journey down the one thats right for you. Consider signing up for free consultation and speak with a consulor about your specific situation. (S)he will discuss what options are available for you, and show you payment options.

If those are your only payments that you're making, is there a possibility that one of you could get a second job? Also, I'd recommend posting more ads at grocery stores, and other available places to sell your car. Try to get the most of it so you'll have that extra cash to pay bills. If your need to keep that car for a job, also consider public transportation untill such time comes when you're able to afford another car....or maybe you could do a trade in.

And if you have any other quetions, please don't hesitate to ask. We're all here to help.

Regards-
Mike

lrhall41

Submitted by Teleport on Wed, 02/22/2006 - 06:33

( Posts: 1388 | Credits: )

Mrs_LFD410,Good input from Mike, as always :DYou have no

Mrs_LFD410,

Good input from Mike, as always :D

You have not mentioned the type of other two loans. However, you can consolidate unsecured debts and get your monthly payments lowered. Moreover the free counseling offered by this site can help you in making a good budget. It is often a thoughtful budget that makes one rich.

You can prepare your own budget too, but professional help opens more avenues that people overlook easily. Anyway, visit this page; hope it will help you to make your budget-

http://forums.debtcc.com/forums/debt-effects.html

lrhall41

Submitted by stanley on Wed, 02/22/2006 - 13:40

( Posts: 1639 | Credits: )