Arrest warrant

Call the sheriffs office tomorrow morning and confirm that this is legitimate. Not the number on the thing you got, but google the sheriffs office in your area and find the number

Louisiana state laws concerning payday loans ....
Limits of Collection

• Collection Fees Amount - 1 NSF fee amounting to actual bank charge (only if disclosed) + greater of 5% or $25 (only if disclosed) + costs of court + fees of a reasonable attorney
  
• Criminal Action - Prohibited
  

If it came in the mail not email sounds legitimate also you took out a loan and closed your bank that's stealing end of story you can be arrested for bad check in many states. Pay your bill or be arrested.

I did not close my bank account the bank closed my account 3 months after I took the loan out. I have tried to make payments but the loan company could not be reached. The loan company never called me or tried to get in touch with me. The name of the payday loan company is Brusly Payday Loan.

Quote:

Louisiana Payday Loan Laws

State Legal Status
Lending of payday loan is considered legal in the State of Louisiana.

Loan Specifications

• Maximun Amount of Loan - $350
  
• Term of Loan - 60 days
  
• Maximum Rate of Finance and Fees - Documentation fee of $5 + $45 or 16.75% of check (whichever is greater); You have to pay 36% p.a if your default period is anything between 1 to 12 months or 18% p.a if default period is beyond 13 months)
  
• Finance Charge on $100 loan for a 14 day period - $25
  
• APR for $100 loan for a 14 day period - 650%
  

• Maximum Number of outstanding loans permitted at a time - Not Specified
  
• Permissible number of Rollovers - None (Cannot rollover or renew. But the licensee can accept 25% of the total advanced amount to the debtor as partial payment along with the fees and then can enter into a new loan.)
  

• Collection Fees Amount - 1 NSF fee amounting to actual bank charge (only if disclosed) + greater of 5% or $25 (only if disclosed) + costs of court + fees of a reasonable attorney
  
• Criminal Action - Prohibited
  

• Regulator - Louisiana Office of Financial Institutions
  
• Address - P.O. Box 94095 Baton Rouge LA 70804
  
• Phone - (225) 925-4660
  
• Fax - (225) 925-4548
  
• Regulatory Contact - John J. Braud, Deputy Chief Examiner
  

First, thing I am registered. I forgot my password and requested that they send it to me and I never received it. Second, I am educated I have a MBA. Third, I did see what you posted and I will call them tomorrow. I did check out the letter and it is from the local sheriff office. I thought this site/forum was to help people not talk about whether or not someone is educated or not. Because educated or not we all have been or debt or have made some kind of mistake in life.

Joyus....I wasnt referring to you...I was referring to the other idiot who answered....that is why I quoted the other guy. I knew you were registered.

She was talking to the pay your bills guy, not you :)

Let us know what the sheriffs says tomorrow. This could be mail fraud which is a serious crime, not like this email crap.

Last year when we were holding out in NY, my roomie received 'summons'. The thing was printed out on those 90gsm office printer papers where you can see the manufacturers watermark when you hold it against the light :D

A couple of law students+fake legal papers+collectors = EPIC :lol:

So this I believe is nothing more than such a pitiful attempt at scaring honest people into parting with their hard earned money. You need to take up arms against such a thing.

Waffles: A mail fraud case would be excellent! Whoever was stupid enough to pull such a trick is going for a nice long ride.

Was the letter sent by the PDL company itself or was it from a third party collector?