California Payday Loan Hell
Date: Fri, 03/01/2013 - 09:23
I understand this will effect my credit, so what is the least effecting? I want to avoid being sued or wage garnishments.
I have 8 payday loans, I live in California and I closed my bank account already. For most of them, so far I have only paid once on interest or nothing.
Here is the list:
United Cash Loans $650 +$195 interest
My Next Day Cash $500 +$150
Cash Yes $600 +$150
Cash Web USA $500 +$180
eastsidelenders $750 +$225
peppercash $1,500 +$400
zip19 $500 $100
Cash Net USA $255 $45
I can pay a total of $225 per month. What would be the best option for me. it seems that nothing I read is 100% intuitive, beneficial, or legit, there is always something that makes me wonder if I can trust anyone. I just want to be able to manage my payments and pay everyone off with what I can, without causing further issues. I've communicated via email with all of them to tell them I am willing to set up a payment plan and they all seem ok with that except they want large payments, $170 per month each and thats just too much. Do you think if I pushed back and make my own terms? Do I have any legal rights since I live in california? If the loan companies are not legal then what are my rights.
California Pay Day Loan Hell
I will get started on the instructions.
(I tried to register but it wouldn't let me. :(, working with IT to get it set up)
Thank you!!!!!!!!! :)
United Cash Loans $650 +$195
United Cash Loans $650 +$195 interest ILLEGAL TRIBAL
My Next Day Cash $500 +$150 ILLEGAL OFFSHORE
Cash Yes $600 +$150 ILLEGAL OFFSHORE
Cash Web USA $500 +$180 ILLEGAL OFFSHORE
eastsidelenders $750 +$225 ILLEGAL
peppercash $1,500 +$400 ILLEGAL TRIBAL
zip19 $500 $100 ILLEGAL OFFSHORE
Cash Net USA $255 $45 LEGAL
Only one of your loans is legal which is good for you. Set up an EPP with Cash Net USA. The rest are illegal...you owe principal only..no fees, no interest. Follow the link in my signature line...you need to follow up ALL of the instructions...dont skip anything!! And REGISTER WITH THE FORUMS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!