I have 3 PDLs in Alabama...
Date: Tue, 03/19/2013 - 11:08
Mobiloans- Started with $1000 and added another $150 and $240, so $1390 total. Up to this point, I've paid them a total of $1340.
United Cash Loans- Received $500. Paid $600 so far.
Everest Cash Advance- Received $500. Paid $850 so far.
Each one of these take payments out of a checking account I get half of my paycheck direct deposited every two weeks, which basically is all taken every time.
Could someone PLEASE give me some advice on what to do? My next payday is this Friday. As you can see (and I am seeing for the first time now that I've sat down and added up how much I've paid as opposed to how much I've borrowed), it looks like I've substantially overpaid for one, overpaid one other, and owe a measly $40 on Mobiloans.
ANY advice as to what I can do before my payday this Friday would be GREATLY appreciated!
Thanks!
Follow the link in my
Follow the link in my signature line line for complete instructions on how to deal with these illegal lenders.
Every lender you listed here
Every lender you listed here are illegal. You owe them nothing more than the original principal that you borrowed, in which case you have already overpaid them.
The best bet to save your paycheck is to revoke ACH in writing. Send a copy of the revocation mail to your bank and another to your lender.
Go through the link and follow every instruction:
http://www.debtconsolidationcare.com/Dealing-With-Collection-Agencies/Is-imapct-Cash-loans-in-virginia-a-scam.html
WELL
some lenders take your e-signature and put it on a wage assignment form.so it is important to get the revocation letter to your payroll person as some do try to send it and it is best to have that base covered.
Don't forget to revoke
Don't forget to revoke voluntary wage assignment too. Give a letter to the HR of your office asap.
Thank you all SO MUCH for
Thank you all SO MUCH for opening my eyes to the fact I don't have to pay these people anymore. Even the live chat help on United was an absolute douche to me yesterday!
I will follow every step in the link...
@ditchdebt- what is this voluntary wage assignment? I never saw anything about that. And plus, the number I gave them for my work was the number that goes to my desk!
