Payday Loan Help.

Date: Wed, 12/12/2012 - 19:19

Submitted by anonymous
on Wed, 12/12/2012 - 19:19

Posts: 202330 Credits: [Donate]

Total Replies: 2

I have three payday loans with legal companies in Ohio, where I live. I read online that the max amount you can get on a PDL in Ohio is $500. Two of my loans are for $800. I am unable to make the payment on them right now and I tried to get a settlement out of them but they basically won't work with me. I am hoping to get a part time job to supplement my full time job so that I can pay them off. If I default, how long would it take for them to put a judgement against me. Would I have a month before it would get that far? Is there anything I can do since they let me borrow an illegal amount?
My lenders are Cashnet USA, Ace Cash Advance and check N Go. All are online lenders.
Would I be better off to consolidate? And if so what company should I call?
Any info would be great!

Payday Loan Help.

All of your lenders are licensed. You are responsible for both the principal and interest. Your lenders can sue you because of non-payment of debt. You may consolidate your debts on your own without the help of a debt relief company. This will help you to save your money and cut down your expenses. Visit this link to know how to consolidate your debts yourself: http://www.debtconsolidationcare.com/diy/index.html#debt-consolidation

lrhall41

Submitted by anonymous on Wed, 12/19/2012 - 02:24

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You can also call them and

You can also call them and ask for an EPP - extended payment plan - it may help to freeze further interest and fees.. you may have to go into default to get done, I would recommend calling them and seeing what you can work out.. you will more than likely have to call the corp offices.. the store fronts are pretty limited on what they can do and offer, I would still start there...

lrhall41

Submitted by HelpinAZ on Wed, 12/19/2012 - 04:21

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