Skip to main content

Debtconsolidationcare.com - the USA consumer forum

PDL Help

Date: Thu, 11/29/2012 - 13:47

Submitted by anonymous
on Thu, 11/29/2012 - 13:47

Posts: 202330 Credits: [Donate]

Total Replies: 11


I have 3 pdls out right now. I live in North Dakota. The loan companies are VIP Loan Shop, Discount Advances and Great Plains Lending. Are these companies legal in North Dakota?

Thanks


All three are illegal -
VIP - OffShore - West Indies
Discount Advances - OffShore - Canada
Great Plains - Tribal -

Follow the instructions in the link on how to deal with illegal lenders by OhioGal in my signature below.. step by step --

Please - tell us how much borrowed and how much repaid - we can give you more help

If you have any other question please ask..


lrhall41

Submitted by HelpinAZ on Thu, 11/29/2012 - 14:08

( Posts: 1870 | Credits: )


She is not sure of website. They called asked here questions did a 3 way call to her bank and then approved it. She got an email saying she was approved and the bank statement will say 8007205606 PDMOBILITY next yo deposit and future withdrawals. Then it stateed she would receive a payment options form through email and to use it at least 2 business days before here due date.
They give a phone number and customer service email
800-720-5586
[email]CustomerService@paydaymobility-email.com[/email]
Mailing address is
427 N tatnall st # 91008
Wilmington DE 19801-2230
She did not receive any loan documents either.
If anyone has any info or knows if they are legal in North Dakota that would be great!
She borrowed $500 and has paid $1000


lrhall41

Submitted by brandi.slater on Thu, 12/06/2012 - 10:41

( Posts: 6 | Credits: )


Thank you all for your help!!! I have sent out all letters and got the ball rolling. No replies yet, but I plan to stick to my guns and only pay the ones that I have not finished paying the principle. This is such a wonderful site I have referred it to several ppl.

I have a friend that does not have computer acess all the time so We were wonderding if her payday loan is legal in the State of North Dakota?

Payday Mobility

I searched the link I was given to look a licensed lenders in the state and could not find anything but wanted to see if anyone else knew for sure.

Thanks again and I will be posting update on my progess with getting out of this mess.:D


lrhall41

Submitted by brandi.slater on Wed, 12/05/2012 - 10:35

( Posts: 6 | Credits: )


Glad that we could help -- keep us posted!

As for Payday Mobility - I could not find anything that would lead me to believe they are legal, what I am finding is making me think they are loan broker, is she sure that they were the lender... I went back and searched the forums here and also have found nothing to say they are legal.


lrhall41

Submitted by HelpinAZ on Wed, 12/05/2012 - 11:28

( Posts: 1870 | Credits: )


Yes, she is sure they are the lender.
She has a phone number and address that is in Delware.
So if it is a loan broker what does that mean?


lrhall41

Submitted by brandi.slater on Wed, 12/05/2012 - 14:27

( Posts: 6 | Credits: )


With Discount advances borrowed was $570.00 have paid $953.32
Great plains i borrowed 500.00 paid back 468.00 but have 3 more payments of 234.00 each. The other one I have not made a payment to yet I have only had it for about 2 weeks I only get paid once a month so I have not had it withdrawn yet. I know that I am responsible for the principle amount and have no problem paying it back but a friend of mine got a loan with zip and has been having issues for over 5 months and paid almost 3 times what they borrowed. I should have did more research before getting into the mess but I do not want to end up paying to much back to a company.


lrhall41

Submitted by brandi.slater on Fri, 11/30/2012 - 09:25

( Posts: 6 | Credits: )


Discount advances borrowed was $570.00 have paid $953.32 - they owe you $383.32 - you can ask for a refund of over payment..

Great plains i borrowed 500.00 paid back 468.00 - you owe them like $32.00

VIP - Well what ever is principal - but remember because they are illegal you set the terms on how and when - make it something you can live with...

Follow the link in my signature - all steps in order...

If you need more help let me know.. glad to help if I can, if not someone else will :)


lrhall41

Submitted by HelpinAZ on Fri, 11/30/2012 - 14:19

( Posts: 1870 | Credits: )