TITLE LOAN
Date: Sat, 02/09/2013 - 15:27
I was pretty much dooped when i needed help in dec to pay bills and get my kids xmas, i found a title loan company i got 1,200 and i have paid 500 i thought i was almost halfway done and was going to trade in my car because mine is falling apart, when i get to get my balance they said it was 1,575.75 i flipped i asked where my money i paid was, they said the i was being charged 8.00 per day interested that i had to pay a ballon amount in november 2013 and it was a pawn loan. I would never gotten this loan if I knew it was a pawn loan i was never told that from the begaining and i expressed it to the man that i am on a fixed income and i had to make sure that the payments were affordable never did he tell me that there was a ballon pymt at the end .I called and spoke to a manager and was told i should have read the contract i got papers in an email i had to get printed out and sign and fax back they were a app and power of attourney paper they said i signed it online and it said in the corner a pawn i never signed anything like that i have no paperwork to show for anything they told me they would email me a user name and password for my account still never recieved that either the new car dealer wont add the 1,575.55 to the car i wanted he said it was too much if it was 600 or 700 like i thought he would have. i have a low score so i cant get a new car, without my car to trade i cant get the new one without 1,800 cash i am on a modest fixed income i dont know what to do i live in pa. i am scared i could lose my car can you help me
Nothing much you can do here.
Nothing much you can do here. These people are crooks to begin with. If you are going in with full knowledge that you are going to be dealing with crooks, its best to keep your wallet chained to your pocket. In this case, you should have read the disclosure before you put your electronic signature on the online contract.
