Anyone rcvd refund fr Am Web Loan?
Date: Thu, 05/24/2012 - 21:32
I have reviewed your loans with us, and each were fulfilled per the terms that you agreed to. Since you contacted us and requested our service, then showed your satisfaction with us by requesting multiple loans, we do not see any error or misconduct on our part. When you applied for and were approved for your loans with us, it was explained to you that it was a payday loan, and that the fee for the 14 day loan you were taking was 30% of the balance, also that you would be required to manage the pay down on the principal, meaning you could pay it in 1 payment or extend it out. The extend option is available, however it is not free, when you do not pay a payday loan in full on your first due date, you are renewing it, any renewal generates a new fee.
[FONT=Tahoma][FONT=tahoma]You entered into these loans willingly, and agreed to the terms as delivered verbally and in writting for each loan, and you did use our loan management web site to select your payment options. With all of this being said and true, we find that [FONT=Tahoma]Your loans have been satisfied and closed for some time, and since we do offer a "buyers remorse" for 2 full business days after your funding date, and you chose to keep the funds past that time, and follow the terms by managing the loan payments on line, so therefore we do not find that a refund is warranted.[/FONT][/FONT][/FONT]
Write this and mail it to the: Dear AWL, It doesn't matter if
Write this and mail it to the:
Dear AWL,
It doesn't matter if you guys think I am satisfied with your loans because I know that I'm not satisfied with your loans. Whatever you said in your previous communication has no legal basis or standing and doesn't mean jack. I want my refund or I'm going to the AG and the FTC and I will keep bombarding you with mails until you send me a check.
Regards,
XXXXX
Stick to your guns and don't give in. You need to put the squeeze on these guys, push the envelope a little before you can break them. Best of luck.
not giving up
I responded and also told them that i filed with bbb & ftc and will file w/AG and that i want a refund. I wish i found this forum earlier before it got to this point! I am such an idiot!
over a year
I've been dealing w/ American Web Loan for over a year. They threatend to take me to court and I just ended up putting them on my bankruptcy filing.