2) How could they be reporting my wife's account in question as a new
account when it was opened in 2004 or 2005 and the last payment to it
was made in 2010?


3) I have read somewhere that these junk debt buyers buy these accounts
for pennies on the dollar. I also have heard if you challenge this in
court most judges will only award them what they actually have invested
in the debt and not the original amount due. Is this an old wives tale
or is this in fact true?


4) In my state the SOL is 3, years for open accounts.

5, years for written contracts...non UCC

4, years for sale for goods under UCC

What would an account like dell uses for consumers to buy computers and
parts be. It seems to me it would be just like any other open account or
credit line would I be correct to assume this?