Payday Loans in Ohio
Date: Fri, 03/01/2013 - 12:00
Bottom Dollar PayDay $500
Sure Advance $400
Everest Cash Advance $500
Government Employee Credit Services (I think they are doing business as Cash Express??) $400
My Payday Advance $700
Safe Advance $400
Target Cash Advance $300
American Web Loan $600
White Hills Cash $300
NetPDL $200
The fees on all of these have been eating my alive since taking these out late November/December, and if these are illegal, then all of these have received way more back than the principal amount owed. My checking account is now over $2000 in negative, because they tried to get their money back and many of them broke down the fees into smaller ACH debits and I have racked up well over $1000 in returned fees.
Any help would be appreciated. I am working on wage assignments letters, cease and desist, ach revocation, and have opened a new checking account and transferred direct deposit and let my employer know not to pay any wage assignments in writing.
Thanks for the help
NCP FINANCE/EZ MONEY
NCP IS LICENSED IN OHIO I LOOKED THEM UP. THEY GIVE LOANS THROUGH EZMONEY & THEY CAN TAKE YOU TO COURT.. I AM ACTUALLY PAYING THEM BACK BUT HAVE STOPPED PAYING WHITE HILLS CASH, EVEREST CASH ADVANCE & USA MONEY SHOP/SILVERCLOUD FINANCIAL & I HEARD BACK FROM WHITE HILLS CASH & THEY ARE GOING TO REFUND MY OVERPAYMENT OF $621.00 & USA MONEY SHOP COMPLETELY TOOK ME OUT OF THERE SYSTEM! CAUSE I BUSTED THEM OUT! BUT EVEREST CASH ADVANCE ISN'T GIVING UP SO EASILY SO I WROTE THEM ANOTHER LETTER DEMANDING A REFUND OR I WILL TAKE THERE ILLEGAL COMPANY TO COURT & SHUT THRM DOWN!!
really
i didn't see any license for NCP/ez money.care to share where you found this?btw don't hijack threads please.
EZ Money payday loan
I also forgot that I have a loan with EZ Money payday, they are licensed in Deleware. Does anyone know if they are legit in Ohio. The withdrawals come from NCP - EZ Money, I think that maybe they are legal. How should I proceed with them? Thanks
well
doesn't matter if EZ mnoey is licensed in delaware.they have to be licensed in ohio and adhere to ohio usury laws.they are not and therefore are not legal.proceed as you are with the others.
It is pretty easy without
It is pretty easy without going to any lookup to see if a lender is tribal or offshore...you go thru the website, look on the bottom of the front page, the contact page...or generally hunt around. OHIO laws are very stict...,if interest is over 36%, they are illegal. From what I can see these are ALL illegal...so follow thru with your ACH letters...and register with the forum so we can help you! You will receive a lot of arguement letters trying to convince you of their legality.
Bottom Dollar PayDay $500 ILLEGAL OFFSHORE
Sure Advance $400 ILLEGAL OFFSHORE
Everest Cash Advance $500 ILLEGAL OFFSHORE
Government Employee Credit Services (I think they are doing business as Cash Express??) $400
My Payday Advance $700 ILLEGAL OFFSHORE
Safe Advance $400 NO WEBSITE ...ILLEGAL
Target Cash Advance $300 CANNOT FIND
American Web Loan $600 ILLEGAL TRIBAL
White Hills Cash $300 ILLEGAL TRIBAL
NetPDL $200 ILLEGAL
All of your lenders are
All of your lenders are illegal. You owe nothing more than the principal. Close down your old bank account and open a new one to stop debiting money from your account. Ask them for a refund as you have overpaid them.