Internet Payday Loans in CA
Date: Wed, 12/12/2012 - 13:58
I have 4 outstanding internet payday loans; the finance charges are being deducted from my bank account every pay period and as a result I am getting behind in my other bills such as my car, student loans etc. I have read alot on this site about these loans not being legal. At the time I took out the loans I lived and worked in CA, I now live and work in AZ. I just recently closed my bank account and opened up another one with a different bank. What should I do next? Below is a summary of the loans...
OneClick - borrowed $300 (paid to date $625)
Castle Payday Loan (Red Rock Tribal Lending) Borrowed $500 (paid to date $1301.25)
Bottom Dollar Payday Loan - borrowed $400 (paid to date $694)
My Next Pay Day - borrowed $500 (paid to date $225)
Any advice on how to get rid of these loans is greatly appreciated!
Thank you!
UPDATE - Castle Payday PIF
I received an email from Castle Payday Loan (Red Rock Tribal Lending) today stating they are marking my account as paid in full! One down; three more to go! THANKS for all the advice given on this site!!
Follow link by Ohio Gal on how to deal with Illegal lenders step
One Click - Tribal Illegal - owe nothing - as a matter of fact they owe you $325 refund
Castle - Tribal Illegal - owe nothing - they owe you refund of $801.25
Bottom Dollar Payday - Illegal - Off Shore - Charlestown, Nevis (West Indies) - they owe you refund of $294.00
My Next Pay Day - Tribal Illegal -- Morally owe principal only - $so owe $275..
If they have your current bank info - you will have to close and redo a new or put on deposit only - You will need to revoke your ACH authorization and wage assignments.
Follow this link
Now that I know you can see my post - follow this link on how to deal with them step by step -
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
Hope this helps, keep us updated and if you have other questions feel free to ask...
You can email the letters to them right from their own web sites
Thank you so much for the
Thank you so much for the quick response....I will definitely read the information on the link. I will keep you posted....Thanks!
No problem, I am still having
No problem, I am still having some issues since the down time on getting post to stick, so bear with us...
Most important lock down the bank account they have info on - If they do not have the new account info you are already one step ahead..
Update
Hello!
Well I went to my bank and they closed my accounts and opened up new ones for me. I also sent off emails to all 4 of the lenders, I used the letter template that was provided by SOAPLADY. So far, I have not heard from any of them. No phone calls and no emails. I'm sure it is just a matter of time as they would have tried to debit my account last Friday but my account was already closed.