WS/CC - Turn of Events
Date: Wed, 12/12/2012 - 15:05
I know it is long, but trust me interesting to those of you who are getting calls from them....
I have been going back and forth with them for several months:
I got home last Thursday the 6th, and seen that they had called yet again, so I shot off this email to them, my base email with this addition: "I have sent several emails to your company trying to get this matter resolved, maybe we can get this resolved this time? Also, I feel this is a good time to again remind you that any and all contact is to be made through email or U.S. postal mail only, I prohibit you or your affiliates from contacting me via telephone at my home, my place of employment, or my cell phone. I also prohibit you from calling my references listed on my loan. I know that you know this since you, yourselves have stated that my account is in a cease and desist status since this email from you on 10/2/2012 - "Dear Customer, Thank you for your correspondence. I have received your email request to cancel the auto withdrawal on your loan. Your request has been processed effective today. Please keep in mind that your due date is the 1st of every month. Your account has been placed in a cease and desist status. All communications from CashCall going forward will be communicated in writing through mail or email only. I have also sent a Permissible letter to your email and home address this should answer all of your concerns. Have a great day. Thank you, Nikki Carmody, Customer Concerns Representative, Customer Service: Phone 877-525-2274" So there for I am not sure why I am still receiving phone calls as of yesterday 12/5/2012 at 6:20 pm from CashCall - from phone number 877-525-2274, also received calls on 11/12, 11/14, and11/20 . Do I need to report these calls to the FTC, for violation of a cease and desist?"
With in moments I received this back: from their Dispute Resolution Department - now the only two things I did different from the last 15 emails to them was mention the FTC and copied WS themselves in this email.."According to our records, CashCall has not made any calls to any of the telephone numbers we have on file for you since May 5, 2012. Additionally, CashCall updated your account on October 2, 2012 to ensure that all communication would be in writing only, per your written request to do so. Please confirm the telephone number(s) for you that were called so that we may investigate this matter further.
If you would like to discuss settlement arrangements for your account, you may call us at (714) 221-3300.
Sincerely, Dispute Resolution Department"
I sent them the number to see if they would then blast me with calls, "Dispute Resolution Department,
I have received calls on my house number xxx-xxx-xxxx like I stated on the following dates - 11/12 at 1:10 pm, 11/14 at 3:36 pm, 11/20 at 3:47 pm, and again yesterday 12/5 at 6:20 pm. Please, advise on this matter. I am willing to discuss settlement arrangements on my account again via email only, will not play this he said she said game. Send me your proposal to resolve this matter and we can go from there." which doesn't matter since they are blocked
And again in mere moments " Thank you for your quick reply. That is not a telephone number we have listed for your account. We will investigate the call times and dates you have listed and will respond to you shortly with our findings.
Sincerely, Dispute Resolution Department"
Of course since the 6th I have seen nothing from them at all -- other than another of the "modification" letters.. I did notice on those however that they are stating my so called balance with them as the same on all three letters - even though they are dated, 11/2, 11/19 and 12/5.. I found that interesting..
I guess we will see what happens next...
You got them by the nose when
You got them by the nose when you mentioned the FTC in your mail and now it is high time that you reel them in :D
The FTC and the state AGs have been steadily cracking down on fools like these. This week itself, WA's DA, AG and the FTC took down a bunch of clowns for running a spam collection text message scam.
Newest Update --
Just got a letter dated the 17th of Dec to be returned by the 28th of Dec.. That they are willing to lower my payments to $199.25 with an interest rate of 89% - payments until Jan 2017 - so 48 payments at $199.25 - $9564.00 on a $2500.00 loan..
Well while this a savings from the original - $294.46 with interest of 135% for 42 payments - $12,367.32...I still think NOT.... and they are still talking about a promissory note with Cash Call - which I never had... I had a loan with Western Sky which is illegal and then that said illegal loan was transferred to WS Funding LLC..who ever they are and only serviced by Cash Call.
WS and CC
I just made a complaint with the SD AG and received a letter back from Bogue and Bogue Attorney's on behalf of WS and in my letter it states that CashCall is servicing the loan but on the bottom it states that "while my client no longer owns this loan". CashCall is not licensed in my state which is NC. I've been fighting with them to get it off my credit report. It's starting to get stressfull, I feel like im going in circles.
