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HELP!

Date: Wed, 12/12/2012 - 18:04

Submitted by anonymous
on Wed, 12/12/2012 - 18:04

Posts: 202330 Credits: [Donate]

Total Replies: 4


I have several payday loans and little to no money left every month after I pay them off. How can I stop this cycle and stop them from taking almost all of my paycheck? I live in New Jersey and am trying to do a little research on it but am unsure/unclear about a lot.


Paydayloans are illegal in New Jersey. Only morally responsible for paying back the original principal amount.


lrhall41

Submitted by bingonut on Fri, 12/14/2012 - 05:15

( Posts: 1428 | Credits: )


Can you tell us who the lenders are and how much borrowed and paid - will be able to assist with what to do...

You can start reading the information in this link So that once we determine which are what you will know what steps to follow: http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html


PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC


lrhall41

Submitted by HelpinAZ on Thu, 12/13/2012 - 04:13

( Posts: 1870 | Credits: )


Yes listen to HelpinAz. I did, and made tons of progress with 5 out of 9 lenders in a couple of weeks. List your loans and start by closing out your checking account so no more payments come out. Then we take it from there with what to do. Bottom line as Ive learned from this forum, dont let them intimidate you or scare you. They are in the wrong here.


lrhall41

Submitted by Singlemom on Thu, 12/13/2012 - 16:15

( Posts: 104 | Credits: )