MISSOURI PayDay
Date: Fri, 02/01/2013 - 09:24
Thanks to this site I am slightly less stressed out today. I have 8 Payday Loans:
Magnum $500 have paid $216.73
One Click Cash $600 have paid $540 but had previous loan for $450 that I paid a total of $1125
Ideal Gelt for $400 have paid $275 but paid off previous loan of $400 by paying $1000
United Cash loans for $450 have paid $895
WTJ Capitol/Incline for $200 and have paid $480
WhiteHills cash for $170. Haven't paid anything
Kenwood Services for $200 havent paid anything
NETPDL for $200 haven[t paid anything
After receiving the last 3 that I haven't paid anything on, my bank account was hit two separate times by FastCash for $30 each. I never had anything with this company and they were presented as checks showing my name and info typed on a "blank check". I went to my bank and they closed my account. I was planning on paying everyone off plus all the fees when I get my income tax. All the debits went to the bank this past Wednesday so I knew today would be the day they would start calling me. Then yesterday I find this site showing that I only owe principal on every loan. This morning I sent the emails to each company advising since they are not licensed in MO, I only owe principal and request a refund where it applied. I heard back from Whitehills and they said pay $170 by 02-28-13 and gave me the mailing address. Kenwood says they don't have to be license in MO since they are an internet lender. I advised that is wrong. Waiting to see what happens. Waiting to hear from all the rest. Any other advice anyone has for me? Thank you!
Magnum $500 have paid $216.73
One Click Cash $600 have paid $540 but had previous loan for $450 that I paid a total of $1125
Ideal Gelt for $400 have paid $275 but paid off previous loan of $400 by paying $1000
United Cash loans for $450 have paid $895
WTJ Capitol/Incline for $200 and have paid $480
WhiteHills cash for $170. Haven't paid anything
Kenwood Services for $200 havent paid anything
NETPDL for $200 haven[t paid anything
After receiving the last 3 that I haven't paid anything on, my bank account was hit two separate times by FastCash for $30 each. I never had anything with this company and they were presented as checks showing my name and info typed on a "blank check". I went to my bank and they closed my account. I was planning on paying everyone off plus all the fees when I get my income tax. All the debits went to the bank this past Wednesday so I knew today would be the day they would start calling me. Then yesterday I find this site showing that I only owe principal on every loan. This morning I sent the emails to each company advising since they are not licensed in MO, I only owe principal and request a refund where it applied. I heard back from Whitehills and they said pay $170 by 02-28-13 and gave me the mailing address. Kenwood says they don't have to be license in MO since they are an internet lender. I advised that is wrong. Waiting to see what happens. Waiting to hear from all the rest. Any other advice anyone has for me? Thank you!
United is done...
Since you overpaid with United they are done, don't pay them another cent. They will email you some bull about being tribal but the are wrong.
Kenwood Services
I heard back from them telling me they are a paperless company so need bank account info or prepaid payment only for $265 by 3:00 pm today..gives me an hour..or they will ruin my credit and turn me over to collections which will add another $265 fee to my total. I told them go for it that I wouldn't have borrowed from them if my credit wasn't already bad. I also advised I filed a complaint with my Attorney General, FTC and BBB. I advised I will pay back principal only. No response yet.